Revolving and/or charge? And you can also pay by installment!

Two (revolving and/or charge) cards in one, and you can decide what you want:

-interest-free deferral of up to 50 days (if you are to settle your debt in full); or
-pay a minimum amount - 3% of the total debt (at least EUR 20,00 / HRK 150,69); or
-pay a larger portion of the debt, arranging the repayment yourself according to your means!

You can also make interest- free installment purchases - divide the amount of a transaction in excess of EUR 40,00 / HRK 301,38 into 2-24 instalments, even 30 days after the purchase!

Payment at the point of sale or cash withdrawal?

Our cards are the most widely accepted cards you can use for payment at 24 million points of sale in the country and the world! Want to make a cash withdrawal? You can do so at 1000 RBA and Euronet ATMs in Croatia and at more than a million ATMs worldwide!

Choice of payment date and method

Choose when you want to pay credit card expenses - at the beginning or end of the month?

You can also choose the method of settling expenses:
-by direct debit order;
-by payment to the Bank´s account via Internet or mobile banking;
-by payment at a Bank branch.

Choose an RBA credit card because Zlatna RBICA rewards every time!

Free membership of the Zlatna RBICA loyalty program! Every transaction gets rewarded!

Want a Visa IF credit card?

By choosing a Visa Iris Fashion credit card, you have also chosen numerous benefits when buying at Iris Fashion points of sale.

Choose a simple and secure payment!

The possibility of contactless payment - place your card against a POS terminal and the transaction is complete!
Use Internet banking and mobile banking even if you have no account with RBA.
The mDIREKT Credit card service will send a text message to inform you of the transactions made, balance and total debt.
Security comes first for us - a secure online payments according to the highest Mastercard and Visa standards.
We have also enabled the use of the PayPal electronic payments for money transfer services, as well as for the transfer of money to another account, purchases and sales.

ORYX Road Assistance*

The service is available 24 hours a day, 365 days in the year, and in a membership year the annual limit includes:
• free Road Assistance in the territory of RH and Europe up to the max. amount of 199,08 EUR / 1.500,00 HRK yearly,
• free transportation of your vehicle from the accident spot, or retrieval spot, in the territory of RH and Europe, up to the max. amount of 331,81 EUR / 2.500,00 HRK,
• replacement vehicle or accommodation service up to the max. amount of 46,45 EUR / 350,00 HRK,
• vehicle return transportation after repair up to the max. amount of 13,27 EUR / 100,00 HRK,
• free vehicle warehousing, in the territory of RH, of a broken or damaged vehicle, for up to max. 2 days,
• Road Angel – a smart phone application, which identifies a serious car accident and automatically conveys data to the emergency call centre, and provides also additional functions (signalling speed, excessive noises in the vehicle, coffee-break, travel information).

All ORYX Road Assistance Users, receive their personalized ORYX membership card that includes also the ORYX Budgeting Program providing discounts in numerous sales venues (list of retailers is available on the ORYX Road Assistance website).

*All coverage is detailed in the Terms and Conditions:
- Terms and Conditions for ORYX Road Assistance Benefits with RBA Visa GOLD credit card
- bank credit card user insurance, UOKK1/2023.

UNIQA Travel Medical Insurance including accidental death *

• organizing medical treatment and compensation of medical expenses while traveling and during your stay abroad up to EUR 10,000 annually for necessary medical treatment, transportation to the nearest hospital, dental intervention, hospital-stay expenses and other; the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses is 10%
• compensation of necessary expenses in the case of delayed flight or luggage if the air ticket was paid with an RBA credit or debit card; the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses is 5%
• compensation of necessary expenses also for the persons accompanying the RBA card user if their respective air tickets were paid with any RBA card of the insured person
• insurance policy amount of 6.636,14 EUR / 50.000,00 HRK in the case of accidental death for users of the RBA Visa Gold credit card and 2.654,46 EUR / 20.000,00 HRK for users of the RBA MasterCard, Visa Classic and Visa IF credit card 

*All coverage is detailed in the Termsx and Conditions:
- Terms and Conditions for ORYX Assistance Benefits with RBA Visa Gold credit card
- bank credit card user insurance, UOKK1/2023.