Find out about your accounts and credit cards via SMS
Follow changes and available balance of your current, foreign currency or giro account on a daily basis, with the service mDIREKT.
With the service mDIREKT credit card you can receive a mini statement via SMS to check accounts and transactions made with your credit card.
Simple balance and transaction monitoring
In case of changes in your accounts, you will automatically receive SMS (text messages) on the following business day
Real-time credit card transaction control
For each transaction made, you will immediately receive an SMS (text message) with the information on the transaction amount and the remaining limit balance available
More information on SMS services
mDIREKT account balance – HRK 5 per month for each mobile phone number (free of charge in the FlexiFIT package)
In case of any account changes on the previous day, you will receive information depending on the type of account on the following business day.
• Current account – initial daily account balance, authorised limit amount and expiry date
• Foreign currency account – account balance in all currencies
• Giro account – account balance
An SMS (text) notification of giro account inflow will be delivered in real time, i.e. on the same day.
mDIREKT Credit cards – HRK 3 per month for each mobile phone number (free of charge in the FlexiPLUS packages)
Apart from the control of your personal transactions immediately on their completion, the service enables you to receive information on transactions made by your additional card holders, but its greatest advantage is the reassurance it provides in case of card abuse. If you receive a notification of transaction which has not been made by you or any of your additional card holders, you can respond quickly and contact us to report card abuse and block further use.
Short credit card statement – once a month you will receive an SMS (text) notification of total credit card debt, minimum payment amount and payment maturity.
How to arrange?
It is simple!
mDIREKT SMS services may be arranged at any RBA branch.
mDIREKT SMS services may be arranged by:
1. Any clients who open or have already opened a kuna of foreign currency current or giro account
2. RBA credit card users