Zlatna RBICA loyalty program

Where every kuna is worth more!

Zlatna RBICA loyalty program

Where every kuna is worth more!

Find out more
 

Rewards every time!

Under the Zlatna RBICA loyalty program your kuna is worth more. 
To become a program member, you need to be an RBA Personal Mastercard and Visa credit card holder and you´re in automatically! Program is completely free of charge, and all you need to do is use your RBA cards when shopping!

Zlatna RBICA allows you to collect points for each payment made with your RBA (credit and debit) cards at any point of sale in the country and abroad and when making online payments for goods and services, including installments purchases. All cards of your additional cardholders and authorized persons also collect points for you. Exchange your points for a Zlatna RBICA kuna equivalent on your card and spend it whenever you like, at any points of sale of RBA partners.

Limited offers and benefits

Zlatna rbica akcije i pogodnosti

Follow the Zlatna RBICA calendar and catch the best discounts and benefits with your personal RBA card! Find out more

Benefits

  • Free membership

    Free membership

    Participation in the RBA Loyalty program is free of charge (no membership fee) and requires no additional paperwork.

  • Collecting points with all RBA cards

    Collecting points with all RBA cards

    You collect points with all RBA personal cards: both kuna and foreign currency credit and debit cards, and your additional cardholders also collect points for you.

  • The same value in kuna with all partners

    The same value in kuna with all partners

    Collected points have the same value in kuna at all points of sale of RBA program partners.

  • No paper vouchers

    No paper vouchers

    The Zlatna RBICA kuna amounts are transferred to you as the principal RBA credit card holder and you can use them with any of your RBA cards (credit or debit, with the exception of the foreign currency card)

  • Flexibility in spending

    Flexibility in spending

    Choose for yourself how much of the Zlatna RBICA kuna you want to spend and at which point of sale - you need not decide in advance, when exchanging the points for kuna, where and how much you will spend.

  • Zlatna RBICA kuna mounts are valid indefinitely

    Zlatna RBICA kuna mounts are valid indefinitely

    Any points collected are valid for 3 years (from the date of transaction in which they were collected). But once you exchange them for Zlatna RBICA kuna amounts, these are valid indefinitely.

How to use the program

 
  • Collecting points
    • 1 For every kuna spent with your RBA cards you collect points:
      • 1 point for POS credit card payments,
      • 1/2 point for POS debit card spending.
      For installment purchases with RBA cards you instantly get points for the entire transaction amount.

  • Exchanging points for kuna
    • 2 At your request, any points collected are converted into equivalent amount in kuna your RBA card (Zlatna RBICA kuna amounts). You can send your request::

      • via RBA na dlanu mobile banking (Android and iOS devices)
      • via iDIREKT Internet banking
      • on the Zlatna RBICA website
      • by calling RBA INFO line 072 62 62 62

       

      Collected points Zlatna RBICA kunas
      7.250 50,00 kuna
      14.500 100,00 kuna
      29.000 200,00 kuna
      43.500 300,00 kuna
      58.000 400,00 kuna
      72.500 500,00 kuna
      87.000 600,00 kuna
      101.500 700,00 kuna
      116.000 800,00 kuna
      130.500 900,00 kuna
      145.000 1.000,00 kuna

       

  • Where to spend your kuna
    • 3 You can spend your kunas RBA´s program partners.