Rewards every time!
Under the Zlatna RBICA loyalty program your euro is worth more.
To become a program member, you need to be an RBA Personal Mastercard and Visa credit card holder and you´re in automatically! Program is completely free of charge, and all you need to do is use your RBA cards when shopping!
Zlatna RBICA allows you to collect points for each payment made with your RBA (credit and debit) cards at any point of sale in the country and abroad and when making online payments for goods and services, including installments purchases. All cards of your additional cardholders and authorized persons also collect points for you. Exchange your points for a Zlatna RBICA euro equivalent on your card and spend it whenever you like, at any points of sale of RBA partners.
Participation in the RBA Loyalty program is free of charge (no membership fee) and requires no additional paperwork.
Collecting points with all RBA cards
You collect points with all RBA personal cards: both euro and multi-currency current account credit and debit cards, and your additional cardholders also collect points for you.
The same value in euro with all partners
Collected points have the same value in euro at all points of sale of RBA program partners.
No paper vouchers
The Zlatna RBICA euro amounts are transferred to you as the principal RBA credit card holder and you can use them with any of your RBA cards (credit or debit, with the exception of the multi-currency current account card)
Flexibility in spending
Choose for yourself how much of the Zlatna RBICA euros you want to spend and at which point of sale - you need not decide in advance, when exchanging the points for euro, where and how much you will spend.
Zlatna RBICA euro amounts are valid indefinitely
Any points collected are valid for 3 years (from the date of transaction in which they were collected). But once you exchange them for Zlatna RBICA euro amounts, these are valid indefinitely.
How to use the program
- Collecting points
1 For every euro spent with your RBA cards you collect points:
• 6 points for POS credit card payments,
• 1,5 points for POS debit card spending.
For installment purchases with RBA cards you instantly get points for the entire transaction amount.
- Exchanging points for euro
2 At your request, any points collected are converted into equivalent amount in euro on your RBA card (Zlatna RBICA euro amounts) according to this table:
Collected points Zlatna RBICA euros 11.000 10,00 EUR 22.000 20,00 EUR 33.000 30,00 EUR 44.000 40,00 EUR 55.000 50,00 EUR 66.000 60,00 EUR 77.000 70,00 EUR 88.000 80,00 EUR 99.000 90,00 EUR 110.000 100,00 EUR 165.000 150,00 EUR
- Where to spend your euros
3 You can find the available Zlatna RBICA euro amount in mojaRBA mobile banking or internet banking or by calling RBA INFO 072 62 62 62.
You can spend your euros in stores of RBA´s program partners using any of your RBA cards.
Fixed exchange rate of conversion of the kuna to the euro: 1 euro = HRK 7.53450 is applied for the dual display of the amount of fees and other monetary presentations, taking into account the conversion and rounding rules in accordance with the Act on the Introduction of the Euro as the Official Currency in the Republic of Croatia.