Rewards every time!
Under the Zlatna RBICA loyalty program your kuna is worth more.
To become a program member, you need to be an RBA Personal Mastercard and Visa credit card holder and you´re in automatically! Program is completely free of charge, and all you need to do is use your RBA cards when shopping!
Zlatna RBICA allows you to collect points for each payment made with your RBA (credit and debit) cards at any point of sale in the country and abroad and when making online payments for goods and services, including installments purchases. All cards of your additional cardholders and authorized persons also collect points for you. Exchange your points for a Zlatna RBICA kuna equivalent on your card and spend it whenever you like, at any points of sale of RBA partners.
Participation in the RBA Loyalty program is free of charge (no membership fee) and requires no additional paperwork.
Collecting points with all RBA cards
You collect points with all RBA personal cards: both kuna and foreign currency credit and debit cards, and your additional cardholders also collect points for you.
The same value in kuna with all partners
Collected points have the same value in kuna at all points of sale of RBA program partners.
No paper vouchers
The Zlatna RBICA kuna amounts are transferred to you as the principal RBA credit card holder and you can use them with any of your RBA cards (credit or debit, with the exception of the foreign currency card)
Flexibility in spending
Choose for yourself how much of the Zlatna RBICA kuna you want to spend and at which point of sale - you need not decide in advance, when exchanging the points for kuna, where and how much you will spend.
Zlatna RBICA kuna mounts are valid indefinitely
Any points collected are valid for 3 years (from the date of transaction in which they were collected). But once you exchange them for Zlatna RBICA kuna amounts, these are valid indefinitely.
How to use the program
- Collecting points
1 For every kuna spent with your RBA cards you collect points:
• 0,8 points for POS credit card payments,
• 0,2 points for POS debit card spending.
For installment purchases with RBA cards you instantly get points for the entire transaction amount.
- Exchanging points for kuna
2 At your request, any points collected are converted into equivalent amount in kuna on your RBA card (Zlatna RBICA kuna amounts) according to this table:
Collected points Zlatna RBICA kunas 7.250 50,00 kuna 14.500 100,00 kuna 29.000 200,00 kuna 43.500 300,00 kuna 58.000 400,00 kuna 72.500 500,00 kuna 87.000 600,00 kuna 101.500 700,00 kuna 116.000 800,00 kuna 130.500 900,00 kuna 145.000 1.000,00 kuna
- Where to spend your kuna
3 You can find the available Zlatna RBICA kuna amount in mojaRBA mobile banking or iDIREKT internets banking or by calling RBA INFO 072 62 62 62.
You can spend your kunas in stores of RBA´s program partners using any of your RBA cards.