Flexi current account

Open a Flexi current account, taking advantage of a number of benefits
and enjoy full flexibility!

Flexi current account

Open a Flexi current account, taking advantage of a number of benefits
and enjoy full flexibility!

Flexible, simple and available without visiting our branch!

Current account opening is a first step to simpler and more efficient management of your finances and at RBA you can arrange and open an account online.
The funds in your account are always available to you; should you need additional funds, RBA Flexi current account has a possibility of an overdraft.

Become a new RBA customer and open a current account online! All you need is a valid identification document (ID card or passport) and a smartphone or computer to make a video call.
Fill out the online application and become a new RBA current account user.

Arrange online

Fill out the online application form

Prepare your personal ID card or passport

Follow the instructions and make the video call

The service is agreed, and all information is e-mailed to you

check manage your money in a simple way
check use the Mastercard debit card for all kinds of payments
check withdraw cash free of charge at RBA and Euronet ATMs
check current account management is at only 1,19 EUR / 9,00 HRK per month
checkrequest use of additional services at the branch (overdraft, standing order, direct debit for repayment of an RBA loan or RBA credit cards)

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More about the Flexi current account

Current account debit card

It is a basic instrument providing access to the funds in your current account.
Any withdrawals and payments made by debit card are instantly debited against your current account.

Your debit card allows:

• payments for goods and services and cash withdrawals from POS terminals in the country and abroad using the funds available in the corresponding account. with each transaction being instantly debited against the account
• cash withdrawals from RBA ATMs and ATMs of other banks in the country and abroad
• contactless payments
• access to a 24-hour self-service zone at RBA branches and the branches of other banks
Information on account balance and turnover

Information on your current account balance and turnover is available:

• via the mojaRBA mobile banking application, your finances are always at your fingertips on the screen of your smartphone,
• via Internet banking, you can check your finances at a time most convenient to you,
• via a monthly statement, which is available through the Internet banking or can be sent to you by e-mail or by post,
• at RBA branches and ATMs,
• via mDIREKT Account Balance service (text message).
Standing order or direct debit

There is no charge either for standing order/direct debit transaction fees in:

• RBA loans repayment,
• payment of charges incurred by means of Personal RBA Mastercard and/or Visa credit cards,
• payments in favor of members of the RBA Group,
• money transfers to the accounts of natural persons within RBA,
• payment of donations or membership fees to: Autonomna ženska kuća Zagreb, UNICEF, Zelena akcija, Dječja udruga Hrabrost-DUH, SOS Dječje selo Hrvatska, CRVENI NOSOVI-Klaunovidoktori, FRA Mladen Hrkač,
• payment in favour of UNIQA, Generali osiguranje d.d.
Basic Account for the socially vulnerable consumer group

Learn about the Basic Account and Special Basic Account packages.

Open a Flexi current account in branch

You can also open a Flexi current account at the RBA branch nearest to you! Fill in an application form for the use of a Flexi current account and packages and bring along a valid identification document (ID card or passport). If you wish to arrange for an overdraft, you also need to enclose a Certificate of Employment by your employer.

Make an appointment

Fees

Fee	Fee amount
Managing a current account with movement The fee is not charged for the current account: • in a minor's name • blocked due to card loss/theft • for which the RBA package, Premium package and the MAIN ACCOUNT and SPECIAL MAIN ACCOUNT packages were agreed • for which for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date of 10,00 EUR / 75,35 HRK or more, which balance would be reduced to less than 10,00 EUR / 75,35 HRK upon charging the fee	1,19 EUR / 9,00 HRK per month
Managing current account without movement The fee is not charged for the current account: • in a minor's name • blocked due to card loss/theft • for which the RBA package, Premium package and the MAIN ACCOUNT and SPECIAL MAIN ACCOUNT packages were agreed • for which for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date of 10,00 EUR / 75,35 HRK or more, which balance would be reduced to less than 10,00 EUR / 75,35 HRK upon charging the fee	1,19 EUR / 9,00 HRK per month
Primary current account debit card issuance Holders of the RBA package, Premium package as well as holders of the MAIN ACCOUNT and the SPECIAL MAIN ACCOUNT packages are not charged the fee for the first issuance of the primary account card.	3,32 EUR / 25,00 HRK ( first issue )

An overview of all fees is available in the document named Transaction fees for private individuals.

Fixed exchange rate of conversion of the kuna to the euro: 1 euro = HRK 7.53450 is applied for the dual display of the amount of fees and other monetary presentations, taking into account the conversion and rounding rules in accordance with the Act on the Introduction of the Euro as the Official Currency in the Republic of Croatia.

Why opt for RBA

Use the FlexiFIT current account package

If a combination of flexibility and value sounds attractive, try out our FlexiFIT current account package.
On-line banking (mojaRBA mobile banking)

On-line banking (mojaRBA mobile banking), along with a range of banking services available in Internet banking, provides the ˝2 in 1˝ functionality by employing mToken - a completely safe solution for user authentication. This application provides numerous practical and useful functionalities! More
Zlatna RBICA rewards every time

By arranging and using RBA credit card, you can join the Zlatna RBICA loyalty program completely free of charge. Spend the euro you have collected via Zlatna RBICA at the points of sale of our partners. More

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