Short-term loans

Increase your sales and revenues with a stable money flow!

Short-term loans

Increase your sales and revenues with a stable money flow!

Find out more
 

Use short-term loans to bridge current liquidity gaps and finance your day-to-day business activities (payment of goods, purchase of supplies, payment of liabilities to suppliers) or to refinance your outstanding liabilities.

Short-term loan offer

 
  • Transaction account overdraft
    • A transaction account overdraft allows more flexible financing of your day-to-day business needs because funds are always available in your business account and you can use them according to your needs up to the maximum overdraft limit. Overdraft will be repaid automatically upon fund inflow to the account.

  • Working capital loan
    • A working capital loan is a fixed-purpose loan by which you can finance the purchase of supplies, materials and raw materials, settle your liabilities to suppliers, finance seasonal work and cover other current costs to ensure a stable money flow into your business. 

  • Revolving credit
    • A revolving loan is an optimal solution for easier liquidity maintenance and financing of occaisonal needs for working capital. A credit limit is granted for you to use according to your needs during the limit period. The limit granted can be used and repaid all at once or successively in several instalments, while interest is charged for the used amount only.

Short-term loan terms

 

The loan amount depends on your needs and creditworthiness.
Loan may be approved in kuna and indexed to a foreign currency, or in a foreign currency, depending on the type of loan selected.
Loans are repayable over a maximum period of one year.
Possibility of combining different security instruments.