Giro account

First step to doing business

Giro account

Do you earn service contract fees or a scholarship? Or royalties perhaps? If you generate your income from freelance work, a giro account is the right choice for day-to-day business operations of Croatian and foreign nationals.

Benefits

Internet banking

Availability of funds and possibility of making payments 24/7!
Standing order

For disposal of funds in your giro account by current account card, all you need to do is arrange for a standing order!
mDIREKT Account Balance

We will notify you of any changes in your account!

Debit Mastercard card

Apply for the contactless debit Mastercard card for your giro account and manage your money more easily!

checkuse the card to make payments in sales venues and on the internet
checkwithdraw cash at ATMs (free of charge at RBA and Euronet ATMs)
checkmake cash payments at RBA deposit ATMs
checkcollect points in the Zlatna RBICA Loyalty Programme (if you also use the RBA credit card)

More information

How to open a giro account?

You can arrange to open a giro account at the nearest RBA branch.
What do you need to open a giro account?

When opening a giro account, you need to produce a valid personal identification document.
How do you contract the debit Mastercard card for your giro account?

Send a message requesting the card through the mojaRBA application or the Internet banking, call us on the RBA INFO telephone or apply for it at one of the Bank’s branches.

List of branches

Fees

Fee	Fee amount
Managing giro account The fee is not charged for the a vista savings account The fee is not charged for the giro account: • in a minor's name • blocked due to card loss/theft • to users of RBA Full&Cool, PremiumSILVER, PremiumGOLD, PremiumPLATINUM, FlexiSTART, FlexiSTUDENT, FlexiPREMIUM PLUS, FlexiSPECIJAL and FlexiSPECIJAL PLUS package • blocked due to enforcement •for which for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date of 10,00 EUR / 75,35 HRK or more, which balance would be reduced to less than 10,00 EUR / 75,35 HRK upon charging the fee	2,00 EUR / 15,07 HRK per month
Primary current account debit card issuance (for first issuance)	3,32 EUR / 25,00 HRK
Standing order arranging / execution to the credit of retail accounts at the Bank	Free of charge
Authorized user on the account The fee is not charged for proxies in: • a vista savings account • savings book • a giro account for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date of 10,00 EUR / 75,35 HRK or more, which balance would be reduced to less than 10,00 EUR / 75,35 HRK upon charging the fee • a Multi-currency Current Account and Multi-currency Giro Account for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date in the equivalent value of 10,00 EUR or more, which balance would be reduced to less than the equivalent value of 10,00 EUR upon charging the fee. The fee is not charged for account use by authorized user for the accounts included in the RBA Full&Cool, PremiumSILVER, PremiumGOLD, PremiumPLATINUM, FlexiSTART, FlexiSTUDENT, FlexiPREMIUM PLUS, FlexiSPECIJAL and FlexiSPECIJAL PLUS packages.	0,40 EUR / 3,00 HRK per month

An overview of all fees is available in the document named Transaction fees for private individuals.

Fixed exchange rate of conversion of the kuna to the euro: 1 euro = HRK 7.53450 is applied for the dual display of the amount of fees and other monetary presentations, taking into account the conversion and rounding rules in accordance with the Act on the Introduction of the Euro as the Official Currency in the Republic of Croatia.