Payment transactions

Payment transactions

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Make simple, quick and safe payments

Latest technological and innovative solutions ensure a secure, efficient and higher quality payment order execution. Time and money saving RBA DIREKT services are at your disposal. We enable quicker and more dynamic business transactions.


  • Simple order submitting

    Simple order submitting

    Variety of innovative solutions make daily business activities simpler, quicker and sounder

  • Quick order execution

    Quick order execution

    Time is money!

  • Various reporting technologies

    Various reporting technologies

    The choice is yours: Internet banking,e-mail or SWIFT

  • Security


    We guarantee top security standards

  • Time saving

    Time saving

    Use our DIREKT services to issue payment orders - at any desired time and from any desired place, with no need to come to the bank 

Non-cash payment transactions

  • Payment order submitting and execution.

    Payment order submitting and execution.

    Payment orders may be submitted by using the RBA DIREKT service, at RBA branches or at FINA branches.
    Payment orders may be initiated with future execution date.
    You may also place a standing order, under which the Bank will execute payments on your behalf and for your account, according to predefined instructions.
    The time of payment order acceptance and execution are defined by the Time Schedule for Execution of Payment Transactions..

  • Domestic payment transactions

    Domestic payment transactions

    Inflows and internal payment transactions are executed in real time. Execution of payment transactions via external payment transaction systems depends on the business hours of clearing systems.

  • Salary disbursement

    Salary disbursement

    In order to simplify your business, we are providing various possibilities of salary disbursement:
    • individual order submitting,
    • batch booking option within a pain.001 file,
    • sum payment order format with a specification.

  • Foreign currency payment transactions

    Foreign currency payment transactions

    Croatia is a SEPA member and adheres to all the rules related to SEPA standards in execution of payment transactions.
    Inflows in favour of your account are booked in real time. All details regarding the exact time of acceptance and execution of payment orders are available in the Time Schedule for Execution os Payment Transactions.
    Thanks to our participation in the globally renowed Raiffeisen Bank Group, we offer you all the advantages of payment within the RBI Group (e.g. Inter Group Payments or IGP).
    IGP comprises non-SEPA payment transactions in euros among Raiffeisen Group clients in Central and Eastern Europe, taking advantage of more favourable fees and same-day execution (D+0).

  • SEPA Direct Debit (SDD)

    SEPA Direct Debit (SDD)

    Payment service in the euro for debiting an Account in favour of a Payee, where the payment transaction is placed by the payee pursuant to the Mandate of the Customer in keeping with the B2B SDD Scheme. Find out more



An overview of all current fees in the payment system is available in the document Extract from decision on service fees - business entities.

Cash payment transactions

  • Cash withdrawals

    Cash withdrawals

    Cash withdrawals can be preformed through RBA´s branches and ATMs, FINA´s branches, ATMs and EFT POS devices.

  • Cash deposits

    Cash deposits

    We can offer you several solutions for cash deposits:
    - RBA´s branches
    - RBA´s day-night vaults
    - FINA´s branches and day-night vaults

    For large volumes of cash, services of external partner Fina Gotovinski servisi ltd, can be arranged.

Cash and deposit payment

  • ATM
    • The right to use deposit withdrawal ATMs does not require signing of any special agreements with the bank. The relevant authorised persons appoint the persons in whose name the Mastercard debit cards with the option of cash deposit to the respective transaction account are issued. Seize the benefits of depositing cash at ATMs and check How to make an ATM cash deposit

  • Day-night depository vault
    • Day-night depository vault (˝DNV˝) is a form of self-service equipment made available to you 24/7. It is designed for cash depositing and keepin, primarily outside the Bank´s business hours. DNV are located in 24/7 zones or on external parts of the buildings of Bank branches and outside the Bank´s business premises. Depending on the location, they enabled the use of secure bags. In order to use the RBA DNV services, all you need apart from an RBA transaction account is a separate agreement regulating the use of DNVs. Browse the list of locations or RBA´s DNVs



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