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MAKE THE GOLDEN YEARS happen: RBA Senior current account package

Through the RBA Senior current account package, we support you to easily manage your finances in everyday and extraordinary situations during retirement.

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Mobile and internet banking

Digitalni alati za jednostavno upravljanje financijama s lokacije koja vama odgovara

Free cash withdrawal

1,000+ RBA and Euronet ATMs

Additional resources

The possibility of using overdrafts and contracting loans for retired persons

RBA SOLUTION IN RESPONSE TO YOUR NEEDS: RBA Senior current account package

4 EUR/mo.

Accounts and cards

  • maintaining a current account with a Mastercard debit card accepted as a means of payment worldwide
  • pension payment on the 1st of the month or the first working day of the month
  • overdraft
  • payments and withdrawals at ATMs
  • credit card of your choice with the Zlatna RBICA loyalty program and the option of splitting into installments with 0% interest all transactions over 40 EUR

Digital banking and payments

  • mojaRBA mobile and internet banking
  • online payments with a discount – unlimited number of transactions with a 50% fee discount
  • up to 24 installments with 0% interest for every credit card purchase over 40 EUR – via mojaRBA app or by calling the Contact Center
  • RaiConnect app for online communication with the banker (chat, video call or phone call) payment with mobile wallets with RaiPay or Apple Pay services

Additional benefits and insurances

  • ORYX Asistencija House Assistance
  • UNIQA insurance in case of death due to an accident
  • participation in the free Zlatna RBICA loyalty program in addition to the contracted credit card
  • option to participate in various RBA promotions and prize competitions
  • using Mastercard benefits and discovering unforgettable experiences through the Mastercard Priceless program
  • use of Visa services and benefits

HAVE YOU DECIDED TO BECOME THE CAPTAIN OF YOUR OWN FINANCIAL SHIP?: How to get the RBA Senior package?

Prepare a valid identification document – ID card or passport and a valid document or pension stub or Decision on Pension

Find the nearest branch office and make an appointment

Our employees are waiting for you, and you can arrange an overdraft with them during the same visit

Schedule a meeting Find the nearest branch

SOME DREAMS AGE LIKE FINE WINE – THE OLDER THEY ARE, THE BETTER!: Loan for pensioners

Regardless of whether you dream of a trip, a home renovation or anything else your heart desires, a non-purpose loan is here to support you. At competitive interest rates, this loan gives you the opportunity to realize those unfulfilled desires.

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ZLATNA RBICA LOYALTY PROGRAM: We reward your every purchase

  • by contracting any RBA credit card, you automatically participate in the loyalty program
  • you collect points with every transaction made with a credit and debit card
  • gold euros, into which you exchange gold points, last indefinitely
  • you can use them at our partners’ points of sale
  • participation in the program is completely free of charge
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mojaRBA - a mobile app for which you will not need instructions

Mobile banking is part of every RBA current account package, and it can be arranged online or in a branch.

  • Accounts

    • manage all your accounts
    • track and search transactions
    • personalize your overview
    • name the accounts as you wish, for easier recognition

  • Cost control

    • easily track all your payments and withdrawals
    • monitor the status, transactions and details of accounts, cards and loans
    • track cost statistics by category

  • Credit card

    • split every credit card purchase above 40 EUR into installments of up to 24 months with 0% interest
    • applies to all online and offline credit card payments
    • installments are possible up to 30 days after purchase

  • Loyalty program

    • with the contracted credit card, you participate in the free Zlatna RBICA loyalty program
    • we reward credit and debit card purchases every time
    • use reward euros at our partners' points of sale and reduce your bill

  • Payments

    • with the KlikPay option, transfer money free of charge to your contacts, regardless of which bank they have an account with
    • use the fastest and simplest payment method - FotoNalog
    • share the 2D barcode with friends for easier payment of shared expenses
    • use templates or recent payments to easily create new payment orders
    • set prepayments on a specific date

  • Online personal loan

    • request an online personal loan of up to 15,000 EUR
    • you choose the loan disbursement method: to an RBA account or in a branch
    • you digitally sign the credit documentation
    • without notary and insurance costs
    • the money is ready for payment in the agreed manner within 1 hour
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PRACTICAL SUPPORT FOR EVERYDAY LIFE: Additional insurance services

ORYX House Assistance

  • 24-hour assistance in emergency interventions
  • refers to damage in your facility with the aim of repairing the damage or eliminating the failure
  • includes the services of locksmiths, plumbers, carpenters, glaziers and electricians up to the amount of 199.08 EUR per year
  • The ORYX Contact Center number for RBA clients is 0800 5003 and it is available 24/7

UNIQA insurance in case of death due to an accident

  • your loved ones are guaranteed additional financial resources in the case of an insured event
  • the insured amount of 1,990.84 EUR is paid to the legal heirs
  • in case there are bank claims on your current account at the time of the event, the amount of insurance money paid out will be reduced by that amount
Learn more

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T&C

FAQ

Find answers to the most frequently asked questions.

The RBA Senior package can be contracted by clients who have or will open a current account in the bank for receiving pension/disability benefits and have a valid identification document – identity card or passport.

Yes, there is a single price for all services and products included in the package. If you want to use services and products that are not included in the RBA Senior package, you can contract them separately or you can contract another current account package that contains the products and services you are interested in.

You can contract the RBA Senior package at the nearest RBA office.

When opening the RBA Senior package at the branch office, your package will be opened immediately and you will receive all the necessary documentation from our employee.

We send the debit card and PIN to your home address in separate shipments, and you will receive them within 7 to 10 days max.

You can check your account balance at any RBA and Euronet ATM, in the nearest branch office, and via mojaRBA mobile and internet banking.

You can activate the mojaRBA app as soon as your account is opened. When opening an account in the branch office, please emphasize to the employee that you want to contract and activate mobile banking immediately.

Activation is simple, and all you need is the activation code, which you will receive in two parts – the first part by e-mail (from the employee at the branch office), and the second part via SMS.

RBA Senior includes the possibility of using an overdraft. You can submit an overdraft approval request at the nearest RBA branch office.

Useful documents

Find useful contracting documents and useful information.

Find other valid documents at the link:

Documentation

Do you wish only to open a current account without additional services?

You can opt for additional services or change the service package at any time.

You can open a current account online.

I only want a current account

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