MAKE CAREFREE RETIREMENT HAPPEN: Voluntary pension savings
Special offer at RBA branches in March
Visit any RBA branch and sign up for Raiffeisen voluntary pension savings because in March every new membership is rewarded with a surprise gift.
You will also be entitled to state incentive funds in the amount of up to 99.54 Euros if you deposit a total of 663.61 Euros in one calendar year, and you will be able to track the your savings balance at any time through the Raiffeisen pension funds app.
State incentives
You are entitled to state incentives in the amount of 15% of the annual total payment to the fund up to a maximum of 99.54 EUR
Fund yield
By investing your funds in the capital markets, we generate a return and thereby increase the value of your property
Tax relief for employers
Employers have the option of paying employees voluntary pension savings with a tax deduction
Flexibility of payments
You decide on your own when and how much you will pay
Pension inheritance
Funds saved for retirement are fully inherited
Payment of pension
From the age of 55, you can choose one of the forms of pension payment
How to join?
Calculator for voluntary pension savings
Calculate how much you can save in a voluntary pension fund by using the calculator.
You will receive an informative calculation of capitalized savings funds by entering the number of years of savings, the one-time payment amount and monthly/annual payments. According to the currently valid law, women retire at the age of 62 and men retire at the age of 65.
Mobile application of the Raiffeisen pension funds
With the Raiffeisen mandatory and voluntary pension funds mobile application (find it in App Store / Google Play under the name of Raiffeisen mirovinski fondovi), you can monitor the balance and payments of your savings in pension pillar II and III.
Raiffeisen voluntary pension funds in the mojaRBA app
You can make direct payments and monitor the balance of voluntary pension savings in the mojaRBA app. Check the balance of your personal fund account at any time via mobile banking.
Save for the youngest, too!
It’s never too early to save, our Miro the Elephant always sleeps better when he invests and saves for the youngest.
Enroll your youngest in a voluntary pension fund at RBA branch offices and cheer them up with a surprise gift! For the membership of an underage person in the voluntary pension fund, it is necessary to attach the underage person’s birth certificate along with the identification of the parent or guardian.
FAQ
Find answers to the most frequently asked questions.
Voluntary pension savings are intended for everyone who wants to achieve a larger pension in the future. Membership in the fund and savings are voluntary, and the fund invests the paid funds in the market and earns a return.
The return is the profit achieved by the pension company on the total paid-in funds of all fund members during a certain period of time.
Membership in the fund is not terminated by the cessation of payments or irregular payments, but the existing funds in the account continue to earn returns.
Members of the voluntary pension fund are offered the possibility of direct payment of
voluntary savings by the employer. All payments by the employer in pillar III of pension insurance up to the amount of 67 euros per month, i.e. up to 804 euros per year are not considered as salary. This amount is a tax-deductible expenditure, i.e. an expense and benefit for the employer.
In order to receive the maximum amount of state incentives (99.54 EUR), it is necessary to pay a total sum of 663.61 EUR in one calendar year into your savings account.
