applicable regulations: Automatic Exchange of Information for Tax Purposes
The Act on Administrative Cooperation in the Field of Taxation (hereinafter: the Act), which came into force on 1 January 2017, regulates administrative co-operation in the field of taxation between the Republic of Croatia and member states of the European Union and other participating jurisdictions.
applicable regulations: PRIIPs Regulation
RBA provides access to key information documents (KIDs) for packaged retail and insurance-based investment products (PRIIPs) manufactured by Raiffeisenbank Austria d.d. (RBA).
As the manufacturer and distributor of PRIIPs, on our web site we publish key information documents to make them available in the course of manufacturing and distributing PRIIPs to retail clients through RBA or other market participants. Moreover, our website allows access to KIDs regarding certain PRIIPs that are manufactured by other producers and sold to retail investors by RBA. This website is the main source of information on relevant KID for PRIIPs.
Commission delegated regulation (EU) 2017/576: MIFID III
RBA provides access to a document with information of top five execution venues for financial instruments in terms of trading volumes where RBA executed client orders.
Fee Information Document and Glossary: Transparency and comparability of fees
In accordance with the Act on the Comparability of Fees Related to Payment Accounts, Payment Account Switching and Access to Basic Accounts (Official Gazette No.70/2017), that came into force as on 27 July 2017, and in accordance with the Decision on the most representative services linked to a payment account (Official Gazette No.42/2018), that came into force as on 17 May 2018, as of the day of 1 November 2018 the provisions of the Act regulating transparency and comparability of fees have been in force and effect.
Act on Prevention of Money Laundering and Terrorist Financing: Customer Relationship Monitoring
In keeping with the Act on Prevention of Money Laundering and Terrorist Financing, within the framework of implementing due diligence measures, the Bank is obligated to apply the measure of continuous customer relationship monitoring.
eu regulation: Funds transfer
Raiffeisenbank Austria d.d. as a payment service provider within the European Union – is obliged to verify if all incoming and outgoing as well as pass through transactions carry complete information on the payer and the payee.