Raiffeisen Croatia
Raiffeisenbank Austria d.d. Zagreb (RBA) began operating in 1994 as the first bank in Croatia to have been founded with foreign Capital. Being wholly-owned by Raiffeisen Bank International based in Vienna, RBA is part of a strong international financial group.
RBA provides a comprehensive range of banking and other financial services to its customers through members of the Raiffeisen Group in Croatia which, in addition to the Bank, also include Raiffeisen Leasing, pension funds management company Raiffeisen Društvo za Upravljanje Obveznim i Dobrovoljnim Mirovinskim Fondovima and pension insurance company Raiffeisen Mirovinsko Osiguravajuće Društvo. Raiffeisen Group is the only financial services provider in Croatia to boast a complete range of pension system services – so-called 2nd and 3rd pillar funds and a pension insurance company, which was the first pension insurance company registered in Croatia.
Raiffeisenbank operates 62 branches, located in 37 Croatian cities.
Mission
We transform continuous innovation into superior customer experience.
Vision
As a provider of financial services , we are the group that gets recommended the most.
Basic details
Raiffeisenbank Austria d.d.
Registered office: Zagreb, Magazinska cesta 69
Telephone: +385 1 4566-466
Fax: +385 1 4811-624
Contacts
INFO telephone: 072 62 62 62
INFO e-mail: info@rba.hr
INFO web: https://www.rba.hr
INFO personal data protection e-mail: zastita-osobnih-podataka@rba.hr
Data
SWIFT: RZBHHR2X
IBAN: HR0624840081000000013
Account: 2484008-1000000013
PDV identification number (VAT No.): HR53056966535
OIB: 53056966535
Date of incorporation: 13 December 1994
The company is registered with the Commercial Court in Zagreb under Company Reg. No. (MBS): 080002366
The Company has a share capital of EUR 480,646,620.00 eura, which has been paid in full, and divided into a total of 3,621,432 ordinary registered shares without a nominal value.
Awards and recognitions
RBA has won a number of prestigious awards, which testify to the quality provided to customers by the Bank and its employees. In addition to international awards, the Bank is a proud holder of several Croatian awards, granted by local experts and professional organisations. Below is an overview of some of the most interesting awards and recognitions received in the last 10 years.
Raiffeisen Bank International
One of the leading banking groups in Central and Eastern Europe
Raiffeisen Bank International AG (RBI) is part of the Austrian Raiffeisen Banking Group in Austria (RBG), the largest and strongest banking group in the country in terms of balance sheet total. The RBG represents about a quarter of the Austrian banking market. With its 285 autonomous, local Raiffeisen banks, the RBG features the densest network of banks in the country with around 1,500 outlets. The RBG employs about 29,000 people in Austria.
The RBG has a three-tier structure comprising the autonomous, local Raiffeisen banks, the regional Raiffeisen banks at province level and RBI. The autonomous, local Raiffeisen banks are private cooperative institutions and owners of the regional Raiffeisen banks in their respective provinces, which in turn are the main shareholders of RBI.
1st tier: 285 autonomous and locally active Raiffeisen banks and their around 1,500 outlets, as well as regional Raiffeisen banks and specialised companies, form a comprehensive and extensive network of banks. The autonomous and locally active Raiffeisen banks are universal banks that offer banking services and are at the same time owners of their respective regional Raiffeisen bank.
2nd tier: The eight regional Raiffeisen banks (Raiffeisen Landesbanken and Raiffeisenverband) provide liquidity balancing and other central services for the autonomous and locally active Raiffeisen banks in their area of activity. Although clearly identified in the RBG’s organisational structure, their business operations are not restricted to specific geographic territories. The regional Raiffeisen banks are also independent universal banks and are core shareholders of RBI.
3rd tier: RBI is the central institution of the regional Raiffeisen banks as well as affiliated credit institutions and forms the third tier in this function, together with central service tasks.
Raiffeisen Bank International AG (RBI) regards Austria, where it is a leading corporate and investment bank, as well as Central and Eastern Europe (CEE) as its home market. In all, 12 markets of the region are covered by subsidiary banks. Additionally, the Group comprises numerous other financial service providers, for instance in the fields of leasing, asset management, as well as M&A.
Approximately 45,000 employees service 18.6 million customers through around 1,500 business outlets. RBI's shares have been listed on the Vienna Stock Exchange since 2005.
RBI is one of Austria’s leading commercial and investment banks, its balance sheet total (post-merger) amounts to EUR 203 billion (as per 31 March 2024).
In March 2017, the merger of RZB and RBI took place. The combined institution operates under the name Raiffeisen Bank International AG, as previously the case for RBI, and RBI’s shares will continue to be listed on the Vienna Stock Exchange. RBI took over all rights, obligations and duties of the transferring company RZB.
One of the largest banking groups in CEE
RBI was already active in CEE even before the process of political transition started in the region and the “Iron Curtain” fell: already back in 1986, its first CEE subsidiary bank was founded in Hungary. Therefore, the bank looks back on 30 years of experience in the region’s banking business.
Niche player on the international markets
To support its business activities, RBI operates through representative offices, as well as service branches at selected Asian and Western European locations.
The Raiffeisen trademark is the gable cross. It consists of two stylised, crossed horse heads, symbolising protection against any external danger or evil, and can still be found on rural houses in Central Europe. The existence of the gable cross is linked to European folk traditions dating back several centuries. The gable cross was chosen as a trademark already in 1877, when Friedrich Wilhelm Raiffeisen, the founder and mentor of the Raiffeisen corporate movement, was still alive. The gable cross has become an internationally recognisable symbol carrying very positive connotations that represent RZB worldwide.
Raiffeisen Group members
- Raiffeisen Leasing
- Raiffeisen pension funds
- Raiffeisen MOD
Raiffeisen Leasing d.o.o. was established in 1999 and, as a member of the Raiffeisen Group, it has continued to develop an easily approachable and professional customer relationship. Thanks to experience and expertise, the Raiffeisen Leasing business team will successfully structure transactions, according to the customers’ individual preferences, to finance capital goods, passenger and commercial vehicles, rental car fleets, vessels, printing, medical, dental, and other equipment via finance and operating leases. These may be arranged at the company's headquarters in Zagreb or branches in all major Croatian cities.
Raiffeisen Društvo za Upravljanje Obveznim i Dobrovoljnim Mirovinskim Fondovima d.d. (RMF; Raiffeisen Mandatory and Voluntary Pension Fund Management Company, Plc) manages mandatory and voluntary pension funds. Using an integrated approach to pension fund management, the company reinforces the quality and efficiency of portfolio management, while also greatly contributing to raising awareness of the importance, benefits and necessity of mandatory and voluntary pension savings. It manages three mandatory and seven voluntary pension funds, one of which is an open-end voluntary pension fund and six are closed-end voluntary pension funds. Among the sponsors of closed-end voluntary pension funds are some of the major Croatian companies and groups, as well as trade unions and associations of broad social significance. In each segment of its business, the Company complies with the highest standards – based on quality, professionalism and focus on each of its members, thanks to its highly professional and experienced staff with years of work experience and backed by excellent results. The Company’s main business goal is to achieve an appropriate return in relation to the risk assumed by investing the members’ assets and to increase the value of those assets to ensure adequate pension income to more than 543,000 members of mandatory and 67,000 members of voluntary pension funds. The Company has won numerous awards and honorary titles in recognitions of its quality; among these, it is worth noting an award of the prestigious European Investment and Pension Europe (IPE) magazine, which voted the Raiffeisen Mandatory Pension Fund as the best small pension fund in 2005, as well as the best pension fund in Central and Eastern Europe (CEE) in 2008.
Raiffeisen Mirovinsko Osiguravajuće Društvo (RMOD; Raiffeisen Pension Insurance Company), established in 2002 was the first pension insurance company in Croatia. It provides payment of the pension income from mandatory and voluntary pension insurance, as well as those based on customers’ lump sum payments. Nearly 30 000 former and current pension beneficiaries are the best guarantee of the seriousness and professionalism with which RMOD executes the ultimate function in the implementation of the pension reform in Croatia – that of actual pension income payment.
