MAKE SUSTAINABLE HOUSING POSSIBLE: GREENKO consumer loan
*Clients who have received at least 5 salary payments to their RBA account in the last 6 months.
Purpose of the GREENKO consumer loan
In cooperation with the leading company in the solar plant market in Croatia - ENNA Next d.o.o.
GREENKO consumer loan conditions
Loan amount: 400 - 40,000 EUR
Repayment period: 36 - 120 months
For a loan amount of up to 10.000 EUR, the maximal repayment period is 84 months
Fixed interest rate: 5.00% (EIR 4.99%)
Loan processing fee: no fee
GREENKO consumer loan calculator
How to get the GREENKO consumer loan?
Submission of documentation
Submit the loan application with additional documentation at the branch office.
Loan processing and approval
On the basis of the collected documentation, the decision on loan approval is made.
Signing of the agreement
The banker will notify you when your Agreement and other documents are ready for signing. The Agreement is signed at the branch and the security instruments (debenture and declaration of distraint upon debtor’s consent) are certified with a public notary.
If the supplier’s invoice has not been delivered by the time of Agreement signing, it needs to be submitted for loan disbursement.
Loan disbursement
Money disbursement directly to the supplier on the basis of the submitted invoice after receiving security instruments.
Schedule a meeting
FAQ
Find answers to the most frequently asked questions.
The GREENKO Consumer Loan is a purpose loan which you can used to finance purchase and installation of a solar power plant from the supplier ENNA Next d.o.o. za proizvodnju električne energije.
Creditworthiness is assessed according to our internal acts based on your average income and existing debt. Existing debt relates to the amounts of your other financial obligations such as other loans, overdrafts granted in your current account or credit cards, etc. If you are not eligible for the desired loan amount, you can have a co-debtor.
Effective interest rate (EIR) is the interest rate that reflects the price of the credit. The amount of the effective interest rate depends, in addition to the regular interest rate, on the amount of the fees paid by the client to the Bank at loan approval, loan repayment period, the amount of a potentially required escrow deposit, etc. The purpose of the effective interest rate is the ability to compare loan costs with all banks. It is calculated in keeping with the methodology defined under the Croatian National Bank act regulating the EIR, and the calculation method is unique for all banks. The maximal EIR, depending on the loan type, is prescribed by the Act on Consumer Lending.
As a borrower, you can make early partial or final repayment at any time. You just need to submit a written request to do this. No regular interests are paid for the early repaid loan amount during the remaining repayment period.
Useful documents
Find useful contracting documents and useful information.
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