Money market funds invest in bank deposits, money market instruments and short-term debt securities of issuers. The growth of the asset value is slow but continuous, while the share value fluctuations are minimal. Money market funds are designed to protect investments from market fluctuations and to ensure investment security and high liquidity, along with capital appreciation and stable yields. Find out more (available in Croatian only). 

Bond funds invest in debt securities, or bonds that are characterized by lower share value oscillation (risk). Such funds aim at a stable growth of share value by investing in government and corporate bonds that yield a fixed interest. Find out more (available in Croatian only). 

Equity funds invest primarily into shares with the goal of long-term higher yields. These are intended for investors who wish to achieve potentially higher returns compared to bond funds and who are prepared to accept higher share value oscillations long-term. Find out more (available in Croatian only)

Mixed funds represent, according to their structure and characteristics, various combinations of bond and equity funds, designed to take advantage to a certain extent of achieving potentially higher returns by investing in stocks, yet at the same to benefit from the stability of investing in bonds. Find out more (available in Croatian only). 

Feeder UCITS funds are UCITS funds that invest at least 85% of their assets in shares of the master UCITS fund, and accordingly have the same investment objective and strategy as the master fund. The investment objective of the feeder fund is to enable investors to participate in achieving the master fund's return. The master fund can be an equity fund, a bond fund, or a mixed fund, and the feeder fund can be an equity fund, a bond fund, or a mixed fund, depending on the type of the master fund. Find out more (available in Croatian only). 

Target date funds, as their name suggests, have a specific target date, that is, they are established for a specific term. Although they are relatively new on the domestic market, they have been present internationally for twenty years. They represent a single investment solution that suits different investors - those with a greater risk appetite as well as those with a greater risk aversion. Namely, the fund's strategy changes as the fund's target date approaches, and investments gradually shift from riskier asset classes to more conservative financial instruments with the aim of preserving the collected investments and earned capital. Invested capital is available to investors at any time, even before the fund's targe date, however one should take into account and check the fund's exit fee. Find out more (available in Croatian only).