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Make premium experience happen: Premium banking

If you want an individual approach, priority treatment, investment advice - choose the benefits of Premium banking. In addition to the optimal combination of banking services in Premium packages, you also have insurance services and additional benefits at your disposal.

Individual approach

Personal recommendations on investing in financial instruments

Own Premium banker

Discreet and professional cooperation with your own banker

Premium packages

Choose one of the three offered Premium packages according to your needs

Financial planning

Creating a long-term financial plan in order to increase your financial assets

Investment consulting

Personal recommendations on investing in financial instruments

Priority treatment

Priority when visiting a branch office or calling the priority RBA INFO phone

How to become an RBA Premium client?

In order to use all the advantages and benefits of the Premium service, choose and contract one of the Premium packages.

PremiumSILVER

14 EUR monthly*

By contracting the PremiumSILVER package, you can use the services of your own banker, achieve your investment goals, be insured in the event of an accident or illness, and obtain preferential fees for selected RBA services.

PremiumGOLD

18 EUR monthly*

Service of golden shine and Premium experience. This comprehensive package provides you with peace of mind, completeness of financial solutions and preferential fees for selected RBA services.

PremiumPLATINUM

23 EUR monthly*

The best and a little more – the RBA PremiumPLATINUM package with the most stars. Provide yourself with financial support tailored to your needs, maximum peace of mind during your business trips and preferential fees for selected RBA services.

Own Premium banker

Communication and cooperation with your own Premium banker facilitates your business with the bank with significant advantages:

  • simpler and faster access to banking services
  • arranging meetings in the bank's discretionary premises at a time that suits you
  • professional financial planning and investment consulting
  • holding meetings made possible by video/audio call with the security of the RaiConnect application
  • assistance in emergency and emergency situations and resolving complaints
  • priority treatment in the branch office and in the realization of banking products and services

Financial planning

Together we will find the most suitable way of saving and investing for you and create your personal long-term financial plan:

  • in accordance with your personal and professional long-term plans
  • for the realization of your goals such as buying, building or renovating housing space, education of children or grandchildren
  • for a carefree life in retirement

Visa Platinum credit card

Contract an exclusive Visa Platinum credit card within the RBA PremiumPLATINUM package and enjoy luxurious benefits and additional insurance services for your travels.

  • UNIQA additional and travel health insurance
  • Priority Pass at airports
  • insurance and extended warranty for purchased goods
  • discounts and special benefits at sales points, restaurants and hotels in Croatia and abroad

    Investment consulting

    • We'll match your financial product knowledge and experience with our investment products, all tailored to your needs, goals and sustainability preferences.
    • Investment consulting is a service for bank clients who already use the Premium package and meet the property criteria for access to Premium banking services.
    • Your Premium banker will collect all relevant information about your life goals, investment time horizon, risk tolerance and risk tolerance, in order to jointly determine your investment profile.
    • We will give you an investment recommendation, but your decision is final.

    How is the investment advisory service adapted to you?

    First, we will arrange a meeting with you, where we will discuss your financial possibilities and wishes for investment. We want to assess how big your financial aspirations are in order to offer you an investment in suitable financial instruments. During the consultation meeting, your premium banker will collect all relevant information from you about your life goals and investment time horizon, your risk tolerance and risk tolerance, in order to create your investment profile. We provide an investment recommendation, after which you make an investment decision.

    After your final investment decision and the purchase of financial instruments by the bank, you can monitor the progress of your investments upon request. At your request, we will prepare a Report on the movement of your investment portfolio and offer further advice. This exclusive service is provided at no extra charge and is included in Premium packages.

    If you are interested in investment consulting and want to become a Premium client, request a Premium package and in the form, under the comment, write that you are interested in the Investment Consulting service.

    Sustainability and investment consulting

    Based on new European Union regulations, investment firms and banks must explicitly take their clients' sustainability goals into account. This requires that, in the context of providing overall services with financial instruments, investment firms and banks transparently disclose the "sustainability factors" of financial instruments to (potential) clients and also acquire sufficient detailed knowledge of individual client preferences regarding sustainability.

    Failure to consider the adverse effects of investment decisions on sustainability factors

    Raiffeisenbank Austria d.d., as a Financial Advisor, as that term is defined in Article 2 (11) of Regulation (EU) 2019/2088 of November 27, 2019 on disclosures related to sustainability in the financial services sector (SFDR Regulation), provides advisory services in relation to financial products produced by Financial Market Participants, which are members of the RBA Group, belong to the RBI Group and/or with which the RBA has in force appropriate agreements on the distribution of financial products. Due to the lack of available data and the reliability of data related to calculations regarding the relevant regulation (Taxonomy Regulation and SFDR Regulation), the negative effects of investment decisions on sustainability factors, when choosing financial products for advice, are currently not taken into account; we reserve the right to consider the effects of sustainability in the future, taking into account the future development of regulations and established practices in the financial market. Raiffeisenbank Austria d.d. relies on investment decisions and other information obtained from Financial Market Participants as a manufacturer of financial products that the RBA recommends as a Financial Advisor and takes care to forward all the above information received from the Financial Market Participants to its clients, acting exclusively in the role of a Financial Advisor as a distributor of a financial product.

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