On-line banking
(iDIREKT Internet banking)

Save time and money and manage your finances at your own convenience

On-line banking
(iDIREKT Internet banking)

Save time and money and manage your finances at your own convenience

Find out more

Your needs

 

Your time is precious! Do not waste it visiting branches!

Manage your finances via On-line banking (iDIREKT Internet banking) to do your banking activities where and when it 
suits you most – at work, in the comfort of your home, at a coffee shop or wherever you have access 
to a computer with the Internet connection.

Benefits

  • Lower costs

    Lower costs

    Considerably lower transaction fees compared to payments at a branch

  • Time saving

    Time saving

    Branch visits are reduced to a minimum

  • Finance availability 24/7

    Finance availability 24/7

    As your accounts and other services are available 24 hours a day, you no longer have to keep track of branch working hours

  • Kliknimo na prvu

    Kliknimo na prvu

    Za manje od 5 minuta do presonalizirane ponude nenamjenskog kredita i ponude RBA kreditne kartice u vašem internetskom bankarstvu

  • Quick and simple communication with the bank

    Quick and simple communication with the bank

    Have a real-time conversation with an agent using the chat feature or communicate by authorised mail (a message sent via Internet banking)

  • e-Građani system log-in with no additional registration

    e-Građani system log-in with no additional registration

    You become an e-Građanin (e-Citizen) immediately and may use any electronic services provided by the e-Građani system (available in Croatian only)

Online ponuda nenamjenskog kredita i kreditne kartice

Saznajte mogući iznos nenamjenskog kredita i provjerite možete li postati korisnik RBA kreditne kartice bez odlaska u poslovnicu!
Za manje od 5 minuta ispunite zahtjeve i ponude vam stižu u poruke.
Ponuda nenamjenskog kredita sadrži detaljne informacije o uvjetima kredita, a ponuda kreditne kartice informaciju o mogućem limitu potrošnje. Radi brže realizacije ponude sadrže i popis potrebne dokumentacije. Prijavite se

Functionality description

  • Overview of all finances and extracts from a single spot

    Overview of all finances and extracts from a single spot

    Overview of the balance and turnover of any accounts and credit cards, as well as the balance of deposits and loans
    Overview of any account and credit card statements, including a statement of credits collected through the Zlatna RBICA loyalty program

  • Cheaper payment of bills and other liabilities

    Cheaper payment of bills and other liabilities

    Transactions in kuna and/or foreign currency with lower fees
    Overview of payment orders entered, payment yet to be made and those completed

  • Simple purchase of additional services

    Simple purchase of additional services

    eLoan and eCard – arranging for a quick cash loan and/or pre-approved Mastercard credit card
    eRačun -(eInvoice) arranging to receive invoices from individual issuers directly to Internet banking
    mToken / On-line (RBA na dlanu mobile banking) – first mToken activation and reactivation

  • Savings and investments at your fingertips

    Savings and investments at your fingertips

    Fixed-term funds directly from your account
    Purchase, sale and  overview of investment fund units
    eBroker - real-time trading on the Zagreb Stock Exchange

  • Raiffeisen voluntary pension funds on iDIREKT!

    Raiffeisen voluntary pension funds on iDIREKT!

    Members of Raiffeisen Voluntary Pension Funds can now keep track of the personal account balance in the fund via iDIREKT internet Banking.

  • Currency exchange available around the clock

    Currency exchange available around the clock

    Foreign currency purchase, sale or conversion

  • Interest-free instalment purchase and Zlatna RBICA loyalty programme

    Interest-free instalment purchase and Zlatna RBICA loyalty programme

    Credit card purchases are divided into instalments at a lower one-off fee (5 kuna saved per transaction divided)
    Optional request for the conversion of Zlatna RBICA points (credits) collected into kuna or for information delivery on the total credits and kuna available

  • Custody

    Custody

    Access to the custody account balance and transactions pending settlement 24/7
    Simple, quick and secure instruction issuing, cancellation or modification
    Insight into the current status of each instruction
    Possibility of message sending directly to the Custody Department

  • NEW! Debit card activation

    NEW! Debit card activation

    Now you can activate your new debit or credit card via  On-line banking (iDIREKT internet banking).

Jeste li znali?

Kada nemate račun u RBA, a korisnik ste kredita, kreditne kartice i štednje, svejedno možete koristiti naše online usluge.
Besplatno ugovorite On-line bankarstvo (RBA na dlanu mobilno bankarstvo) do 31.12.2018. i koristite online usluge bez mjesečne naknade!
Osigurajte si jednostavan uvid u stanje kredita, vaše oročene štednje ili stanje a vista štednog računa. Pratite troškove po vašoj kreditnoj kartici (stanje, prometi, izvatci), dijelite kupovinu na rate i pratite stanje kreditne kartice u svakom trenutku. Ugovaranjem On-line bankarstva (RBA na dlanu mobilnog bankarstva) odmah vam je dostupno i internetsko bankarstvo kojem pristupate korištenjem mTokena (sastavni dio aplikacije RBA na dlanu), čime automatski postajete i korisnik sustava e-Građani. 

 
On-line banking (Admission fee for arranging iDIREKT service) free of charge until 31 December 2018
On-line banking (iDIREKT service monthly fee) 7 HRK
On-line banking (iDIREKT service monthly fee for RBA credit card and loan users, RBA term savings deposit and avista savings account users
who don not hold a current or an FCY account or a HRK/FCy giro account) 
free of charge until 31 December 2018
On-line banking (Admission fee for arranging iDIREKT service) for holders of FlexiPLUS package  free of charge
 
Transaction type At a branch Via on-line banking (iDIREKT Internet Banking)
National credit transfer in kuna to acounts (Payments into domestic and foreign legal entity's transaction
account opened at the Bank)
1% of the amount
min. HRK 8
max. HRK 100
free of charge
National credit transfer in EUR to acounts (Foreign currency payments into domestic and foreign legal entity's transaction
account opened at the Bank)
1 % of the amount 
min. HRK 10
max. HRK 100
0.15 % of the amount
min. HRK 8
max. HRK 40
National credit transfer in kuna to acounts (Payments in favour of accounts at other Bank within the Country)  1 % of the amount
min. HRK 10 
max. HRK 100
0.35 % of the amount 
min. HRK 2 
max. HRK 20
National credit transfer in EUR to acounts (Foreign currency payments in favour of accounts at other banks
within the Country)
0.35 % of the amount
min. HRK 75
max. HRK 300
0.25 % of the amount
min. HRK 75 
max. HRK 300
All other fees available in the Transaction fees for Private individuals.

 

How to arrange?

 

It is simple!

On-line banking (iDIREKT Internet banking) may be arranged at any RBA branch.

Purchase prerequisites

 

How to use iDIREKT Internet banking?

 

A secure and simple approach to Internet banking

For the purpose of On-line banking (iDIREKT Internet banking) log-in and authorisation, we recommend arranging for an mToken authentication device as part of the RBA na dlanu smartphone application (iPhone, Android and Windows Phone devices).

With the mToken you may use two services of On-line banking - iDIREKT Internet banking and RBA na dlanu mobile banking at a single monthly fee of just HRK 7!

To log into iDIREKT Internet banking, clients not using a smartphone may arrange for a card reader to be used with a debit or credit card as an equally secure user identification solution. More information is available in the iDIREKT Internet banking guide for Private individuals (currently available in Croatian only).

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