Do your business more quickly and simply!
Opening of an RBA transaction account enables you to perform cash and non-cash payment transactions in kuna and other currencies and to use numerous other account-related services. Various services based on modern technological solutions are also available, allowing you to perform your financial operations without time and space limitations, quickly, simply and securely.
A single account for all currencies.
Simple Internet banking.
Efficient liquidity management
Enabled by the wide range of our tailor-made services.
Quick and sound reporting
Availability of various reporting formats related to the account balance and turnover.
Where to open an account?
A transaction account may be opened at RBA branches by submitting documents required for its opening.
What is necessary for account opening?
An account may be opened in the presence of an legal representative, in line with data from the competent registry, by submitting the original documents set out in the List of documents required for opening the RBA transaction account for residents and the List of documents required for opening the RBA transaction account for non-residents. In addition to submitting registration-related documents, filled standardised bank forms for opening a RBA transaction account are also needed.
• Statement on Balance and Movements is available through the following channels: RBA iDIREKT Internet banking, RBA DIREKT MultiCash - electronic banking, at RBA branches, FINA branches, by post, fax, e-mail or via SWIFT to a foreign bank of your choice: MT940, MT941, MT942.
• Frequency of sending Statements on Balance and Movements may be agreed on a daily or monthly basis or upon turnover.
• The following information is also available: Recapitulation of Free Calculation Notice of inflows (for non-SEPA payment transactions), Notice on Calculated Interests, SWIFT confirmations (for non-SEPA transactions executed)
Depending on the organisational form of the company that you are establishing, you are required to submit its act. Usually it implies of Incorporation (for a single founder) or Articles of Association for a Joint-Stock Company.After processing the payment, the Bank will issue an appropriate Confirmation of Initial Share Capital Deposit stating that the initial capital has been paid.
Once the company has been registered, an RBA transaction account is opened and the initial capital is autommatically tranferred to the newly opened account, so that you may commence business activities. If you decide to increase the capital of an existing company, payment may be made directly to the company´s account, indicating ´capital increase´ as its purpose. Based on the payment processed, a Confirmation of capital increase may be issued at your request.
Browse the list of RBA branches at which you may make the initial capital payment.
By concluding an Agreement on RBA transaction account with the Bank, you will actually conclude a Frame Agreement consisting of the following documents:
General Terms and Conditions of Transaction Operations of Legal Entities,
Time Schedule for Execution of Payment Transactions,
Interest Rate and Fee Calculation Rulebook,
Decision on Interest Rates, and
Decision on Bank Service Fees.
|Account opening||free of charge|
|Account maintanace||HRK 30.00 monthly|
Efficient liquidity management!
Based on RBA transaction account, we are offering the following additional services:
► use of a transaction account overdraft
► term deposit
► foreign exchange
► investing into investment funds under Raiffeisen Invest Management.
The FlexiBIZ Savings Account
The FlexiBIZ Savings Account is opened by contracting the FlexiBIZ Savings Account Agreement. This product allows you to manage your assets at any time, with the benefit of somewhat higher interest rates for a vista savings, without the need to make a term deposit agreement. Assets in the Savings Account can be transferred to any of your accounts held with RBA through the iDIREKT internet banking, thus becoming available to you for making payment transactions.The interest rate for a vista savings is 0.015% per year.
Find products and services
- FlexiBIZ enterpreneurial packages
In addition to the payment transactions, the FlexiBIZ package enables the use of other financial servises that are a good complement to effective liquidity management and the management of your entire financiral services. Find out more
- Internet banking
Execute efficient business transactions without coming to the bank. Find out more