Want to buy an apartment or build a house? Renovate your home perhaps?
RBA housing loans will help you fulfil all your needs in a quick and simple way with favorable interest rates!

Housing loans for the purpose of purchase in HRK:

► from 100.000,00 HRK to 1.500.000,00 HRK

► repayment period up to 30 years

Loans are insured by a housing mortgage.

Example of total loan amount and total costs:

Calculation examples are presented for the purpose of buying, for the Bank's clients, assuming that the loan disbursement date is on 1.7. and payment of intercalate interests by 31.7.2018., standard annuity repayment.

*In the EIR calculation, for the first 60 months the fixed interest rate was applied, and then the variable interest rate (applied as of the 61st month of loan repayment onwards)

Additional information in keeping with the Act on Consumer Housing Loans:
Loan is secured by mortgage lien on real estate property. 
Loan is agreed in foreign currency so there is currency risk that can impact the amount of total contractual value as well as the amount of annuity/instalment denominated in the kuna and paid by the consumer. 
As regards housing loans agreed at a variable interest rate, or at a fixed interest rate for a particular period and then a variable interest rate onwards, there is interest rate risk that can impact the amount of total contractual value as well as the amount of annuity/instalment denominated in the kuna and paid by the consumer.
Along with a loan, contracting agreements on additional services is required: agreement on current/FX account where obtaining the client status is necessary, property insurance policy and, if needed, life insurance policy.