RBA Young&Free current account package

For young people from age 18 to 27

Digitally contract the RBA Young&Free package for 0 EUR and use everything that mojaRBA app has to offer worry-free.

Arrange in the mojaRBA app

Current account without fees

A current account and Mastercard debit card made of 100% recycled plastic are included

mojaRBA

Fast, simple and secure mobile and internet banking

Mobile wallet

Pay with Apple Pay or RaiPay

RBA Young&Free current account package

0 EUR/mo.

Current account and Mastercard debit card

receive a salary, royalties, scholarship or pocket money
buy online or at points of sale with a current account card
add the card into the mobile wallet and pay with a mobile phone without using the card or cash
withdraw money with the card for free at RBA and Euronet ATMs in the Republic of Croatia

mojaRBA mobile and internet banking

send money to your contacts free of charge from your mobile phone, with the KlikPay option, regardless of which bank they have an account with
buy prepaid cards from any teleoperator
take pictures and pay bills in a few clicks (FotoNalog)
share the 2D IBAN barcode of the current account and receive payments to the account more easily
receive notifications about receiving money to the account

Contactless payment by mobile phone

add all RBA cards into mobile wallets and pay by mobile phone without using a card or cash
for Android and Huawei mobile phones, download the RaiPay application
on the iPhone, add the card into Apple Wallet

Mastercard credit card

credit card for students with a limit of 500 EUR
buy with a payment extension and split up to 24 installments every purchase over 40 EUR without interest
exchange the points collected through the Zlatna RBICA program into euros and spend them at the RBA partner of the program

How to contract the RBA Young&Free package online?

Download mojaRBA mobile banking app

You can arrange the package in the mojaRBA app, or with our help at your nearest branch.

Prepare an identity card or passport

Confirm your identity with a video call.

Your RBA Young&Free package is active

You can start using its benefits.

Arrange in the mojaRBA app

mojaRBA - a mobile app for which you will not need instructions

Mobile banking is part of every RBA current account package, and it can be arranged online or in a branch.

Accounts

manage all your accounts

track and search transactions

personalize your overview

name the accounts as you wish, for easier recognition
Cost control

easily track all your payments and withdrawals

monitor the status, transactions and details of accounts, cards and loans

track cost statistics by category
mojaRBA offer

order products online without coming to a branch
request an online personal loan of up to 40,000 EUR
quickly and easily arrange a term deposit in just a few steps
Payments

with the KlikPay option, transfer money free of charge to your contacts, regardless of which bank they have an account with

use the fastest and simplest payment method - FotoNalog

share the 2D barcode with friends for easier payment of shared expenses

use templates or recent payments to easily create new payment orders

set prepayments on a specific date
Credit card

split every credit card purchase above 40 EUR into installments of up to 24 months with 0% interest

applies to all online and offline credit card payments

installments are possible up to 30 days after purchase
Loyalty program

with the contracted credit card, you participate in the free Zlatna RBICA loyalty program

we reward credit and debit card purchases every time

use reward euros at our partners' points of sale and reduce your bill

Learn more

Become a client, recommend RBA and earn money

Contract a current account package online and become an RBA client

You will receive an activation code for your referral

Send the code to your friends and recommend RBA to them

For every friend you bring to RBA, you get 50 euros

Learn more

Zlatna RBICA loyalty program

by contracting any of the RBA credit cards, you participate in the loyalty program, completely free of charge
every transaction made with a credit or any debit card of your account brings you points
exchange the collected points for Zlatna RBICA euros in your card
Zlatna RBICA euros are valid indefinitely, for as long as you are using any of the RBA credit cards
you can spend the Zlatna RBICA euros at our partner merchants’ retail outlets

Learn more

Mastercard benefits

with your Mastercard, get benefits and discounts from Mastercard partners
discover unforgettable moments through the Mastercard Priceless program

Learn more

FAQ

Find answers to the most frequently asked questions.

Opening RBA Young&Free package online is available to all citizens of the Republic of Croatia residing in Croatia who have a valid identification document – ID card, and do not have an open current account or mojaRBA mobile banking at RBA.

Opening an account online is completely secure. Video identification as the last step of
opening an account online is fully compliant with legal regulations and is carried out according to the Ordinance on the Provision and Use of Trust Services, which you can read more about on the website of the Ministry of Economy.

We send the debit card and PIN to your home address in separate shipments, and you will receive them within 7 to 10 days max.

You can activate the mojaRBA app as soon as you receive a notification that your RBA Young&Free package has been opened. In the same e-mail, you will receive instructions for app activation. Activation is simple, and all you need is the activation code, which you will receive in two parts – the first part by e-mail and the second part via SMS.