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make easy living happen: RBA Full&Cool current account package

The RBA Full&Cool current account package is your partner with an optimal range of products and services. Realize your expectations and harmonize your life with your finances.

Single monthly package fee

For the optimal number of services package you pay a single price of 10 EUR per month

Mobile and internet banking

mojaRBA is one of the best-rated mobile banking services on the market

Online payments without fees

Unlimited number of transactions with 100% discount on the fee

OPTIMAL PACKAGE IN TERMS OF NUMBER OF PRODUCTS AND SERVICES WITH THE BEST USER EXPERIENCE: RBA Full&Cool current account package

For the coolest approach to financial management, which allows you to focus on what’s important, RBA provides you with the ideal set of products and services.

10 EUR/mo.

Accounts and cards

  • maintaining a current account with a Mastercard debit card of the owner and authorized representative
  • maintaining a multi-currency current account with a Visa debit card of the owner and authorized representative
  • maintaining a giro account and multi-currency giro accounts of the owner and authorized representative
  • credit card of choice
  • overdraft of up to 300% of regular income
  • SMS account balance

Digital banking

  • mojaRBA mobile and internet banking
  • SMS about the completed transaction and the new available credit card amount (mDIRECT)
  • online payments without fees – unlimited number of transactions with 100% discount on fees
  • RaiConnect application for online communication with the banker (chat, video call or phone call)
  • mobile wallet payment with RaiPay or Apple Pay services

Payment

  • free payments in euros from a current account via online banking within the Republic of Croatia and the EU
  • an unlimited number of standing orders and SEPA direct debits in favor of the transaction accounts of business operators at the RBA bank without charge
  • standing order in favor of natural persons within the bank without charge
  • free payment to contacts with the KlikPay option in mojaRBA app

Other benefits

  • UNIQA additional health insurance or ORYX Asistencija House Assistance and Road Assistance in Croatia

RBA CREDIT CARDS: Managing finances according to your lifestyle

  • choosing a card of the client’s choice (Visa Classic, Gold or IF, Mastercard)
  • payment with 0% interest
  • possibility of dividing all transactions (online and offline) over 40 EUR into installments in the mojaRBA app or by calling the Contact Center
  • in the Zlatna RBICA loyalty program, you collect points with each credit and debit card transaction

ZLATNA RBICA LOYALTY PROGRAM: We reward your every purchase

  • by contracting any RBA credit card, you automatically participate in the loyalty program
  • you collect points with every transaction made with a credit and debit card
  • gold euros, into which you exchange gold points, last indefinitely
  • you can use them at our partners’ points of sale
  • participation in the program is completely free of charge

TOTAL SUPPORT FOR YOUR FINANCIAL GOALS: How to get the RBA Full&Cool package?

Prepare a valid identification document – ID card or passport

Find the nearest branch office and make an appointment

Our employees are waiting for you, and you can arrange an overdraft with them during the same visit

mojaRBA - a mobile app for which you will not need instructions

Mobile banking is part of every RBA current account package, and it can be arranged online or in a branch.

Schedule a meeting

Information marked with * is required.
T&C

FAQ

Find answers to the most frequently asked questions.

The RBA Full&Cool package can be contracted by people who are not RBA clients, but wish to become clients, those who have an open current account or another RBA current account package and have a valid identification document – ID card or passport.

When opening the RBA Full&Cool package at the branch office, your account will be opened immediately and you will receive all the necessary documentation from our employee.

We send the debit card and PIN to your home address in separate shipments, and you will receive them within 7 to 10 days max.

Yes, there is a single price for all services and products included in the package. If you want to use services and products that are not included in the RBA Full&Cool package, you can contract them separately or you can contract another current account package that contains the products and services you are interested in.

You can activate the mojaRBA app as soon as your account is opened. When opening an account in the branch office, please emphasize to the employee that you want to contract and activate mobile banking immediately.

Activation is simple, and all you need is the activation code, which you will receive in two parts – the first part by e-mail (from the employee at the branch office), and the second part via SMS.

RBA Full&Cool includes the possibility of using an overdraft. You can submit an overdraft approval request at the nearest RBA branch office.

You can check your account balance at any RBA and Euronet ATM, in the nearest branch office, and via mojaRBA mobile and internet banking.

Additional health insurance is a higher standard of health care compared to mandatory health insurance, covering specialist medical examinations and diagnostic procedures. The insured person can be anyone between the ages of 16 and 65, and the total costs covered in one insurance year can amount to a maximum of 99.54 EUR for specialist medical examinations and a maximum of 99.54 EUR for diagnostic procedures.

Contracted coverages are provided upon medical indication, and can be used after a period of 15 days from the day indicated on the policy as the start of insurance. Details of the restrictions are available in the General Terms and Conditions of additional health insurance for users of the RBA package with current accounts OUDZOTR 1/2023.

If your vehicle breaks down in Croatia, the Roadside Assistance service provided by ORYX Asistencija will allow you to repair the breakdown on the spot or transport the vehicle to the nearest service center free of charge. The package also includes the Travel Angel (Putni Anđeo) application for smartphones, which by monitoring the speed, noise in the vehicle and other parameters recognizes a traffic accident and automatically calls the ORYX Asistencija contact center. The contact center can then, if necessary, alert the ambulance, police or fire brigade or organize roadside assistance.

The House Assistance service provided by ORYX Asistencija refers to emergency interventions that include the services of locksmiths, plumbers, carpenters, glaziers and electricians up to the amount of 199.08 EUR per year.

In addition, the ORYX membership card allows you to use unlimited discounts at the partners’ points of sale of the ORYX Savings Program.

Read all the information and conditions in the General Terms and Conditions regarding the benefits of ORYX Asistencija with the RBA Full&Cool current account package.

Do you wish only to open a current account without additional services?

Don’t worry, you can opt for additional services or change the service package at any time.

You can open a current account online.

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