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HBOR

RBA participates in the programme of the Croatian Bank for Reconstruction and Development, HBOR, by offering entrepreneurs the possibility for more favourable financing conditions at lower rates. 

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What are the steps you need to take to be granted an RBA loan?

  1. Submit an application with RBA.
  2. If a positive decision is passed, the bank sends the application to the HBOR.
  3. After the HBOR's positive decision, RBA makes the agreement with you and collects the necessary security instruments as defined by the loan agreement.
  4. The bank disburses the loan. 

Note: Individual investments can be financed through the Risk-Sharing Model, which means that RBA and the HBOR finance your project jointly in equal shares. In this case, the entrepreneur signs the loan agreement with the bank and the HBOR.

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Energy Efficiency Loans for Entrepreneurs

Take the unique opportunity to finance investments in energy efficiency and renewable energy sources through a special program in cooperation with HBOR.

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