MAKE SIMPLE BUSINESS HAPPEN Business account packages

Explore business packages with services and products without spatial and time limitations. Choose the optimal solution that combines simplicity and innovation. Achieve a new level of efficiency in managing your finances.

Open an account

Single monthly package fee

For the services included in the package, you pay a single price

Mobile and on-line banking

For office opened 24/7

Save money

More favorable fees when contracting and using individual services, as well as for transaction execution

DESIGNED FOR ENTREPRENEURS WHO VALUE TIME AND EFFICIENCY Choose the FlexiBIZ business package and save

Available in all packages

maintenance of account (monthly)
mobile and on-line banking
online and mobile banking
5 internal payment orders and 5 external payment orders free of charge

FlexiBIZ STANDARD

8 EUR

monthly

additional services in the package
5 internal payment orders and 5 external payment orders free of charge - initiated using mobile banking
25% discount Application fee for Business Mastercard credit card (the regular fee is 53.09 EUR one-time)***
PROMOTIONAL PERIOD until 31/12/2025 3 months free*
FlexiBIZ BALANCE

13 EUR

monthly

additional services in the package
5 internal payment orders and 5 external payment orders free of charge - initiated using mobile and internet banking
50% discount Application fee for Business Mastercard credit card (the regular fee is 53.09 EUR one-time)***
ORYX Assistance - Tehnical Road Assistance
PROMOTIONAL PERIOD until 31/12/2025 12 months free**
FlexiBIZ BONUS

17.50 EUR

monthly

additional services in the package
10 internal payment orders and 10 external payment orders free of charge - initiated using mobile and internet banking
75% discount Application fee for Business Mastercard credit card (the regular fee is 53.09 EUR one-time)***
ORYX Assistance - Tehnical Road Assistance

ORYX Additional Vehicle
Your business banker

* The promotion is valid for new clients who open a transaction account and contract the FlexiBIZ BALANCE package in a branch.

** The promotion is valid for new clients who open a transaction account and contract the FlexiBONUS package exclusively via online request.

*** It applies to all clients who contract one of the offered packages, where the single price of the package is more favorable than individually contracted products and services.

100% recycled Business Mastercard debit card

quick payment directly from the account, online or at points of sale
easy withdrawal of cash at ATMs
simple deposit of cash at RBA deposit ATMs
contactless mobile payment with RaiPay and Apple Pay
secure online shopping with Mastercard® Identity Check™
the possibility of issuing a card per account to different authorized persons with the selection of the necessary authorizations/limits

Your digital banking mojaRBA mobile and internet banking

carrying out all payment transactions through internet banking
availability of downloadable reports in various formats
R-Flex - digital platform for buying and selling foreign exchange at a more favorable exchange rate than the official exchange rate list
simple management of account authorizations without coming to the bank
superior mobile banking for business on the go and quick insight into account status and payment authorization

Learn more

Make simple payments happen RaiPOS app

free application available for installation on all Android phones with NFC reader
absolute security of every transaction
no additional costs – just arrange card acceptance
intended for entrepreneurs for whom speed and simplicity are a priority

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Communicate with your banker wherever you are RaiConnect

The application is available within the FlexiBIZ BONUS business package
At no additional cost
It enables communication with your business banker wherever you are, without the need to visit the branch
You can communicate with your business banker via chat, audio or video call and exchange documentation during the conversation

Learn more

How to arrange a FlexiBIZ package?

Apply for an account and package online!

Fill out an online application to open a business account and select the FlexiBIZ BONUS package to get it 12 months free of charge.

If you are a craft business, family farm, d.o.o. [limited liability company], j.d.o.o. [simple limited liability company] with one owner who is also the sole representative/authorized person (the same individual) or if you are engaged in a freelance profession, you can fully contract the transaction account and FlexiBIZ package online.

If you are the owner of another type of business entity, you can submit the request for opening an account and package online. For contracting and signing the documents, we will be waiting for you at the nearest RBA branch.

Clients who already have a transaction account can contract the package at the branch by filling by filling out a standardised Bank form Change of information regarding business entity.

Apply online

UNIQA insurance and ORYX assistance

As an RBA Business Mastercard holder, you are offered a free of charge UNIQA insurance policy, which includes:

travel health insurance for credit card holders when travelling abroad;
coverage of necessary costs incurred by airplane or luggage delays during foreign travel;
accidental death insurance policy.

ORYX Assistance – Road Help:

The business entity who is an active user of the FlexiBIZ BALANCE package gains the right to use the benefits of the FlexiBIZ BALANCE package by making the person authorised to represent the respective business entity, as identified and registered in the Bank system at the moment of data delivery to ORYX Grupa d.o.o., the beneficiary of the benefits as contained in the FlexiBIZ package
The capacity of a beneficiary/member is identified by a membership card issued to the beneficiary/member by ORYX. The membership card is issued to the name of the respective beneficiary/member, and is sent to the beneficiary/member to the correspondence address of the business entity registered in the Bank system.

ORYX Assistance - Road Help in RH with the FlexiBIZ BALANCE package includes:

Road Help in RH - If there is a car problem, the Help on the Road service will provide its removal on the spot, or free transportation of your vehicle to the nearest repair garage.
Call Centre 24/7 365 days a year - Road help in emergency cases when the speed of resolving a situation is the most important - only dial the free phone number of the Call Centre 0800 5003 (24 hours a day for RBA ORYX Assistance Users).
Vehicle repair – one-off during the membership validity period, without any time and/or distance restriction.
Vehicle transport (loading, transport, unloading) – one-off during the membership validity period (to the nearest authorized or unauthorized repair garage regardless of distance)
Road Angel – monitoring the speed, noises and other parameters of the vehicle via the smart phone, the application identifies an accident and automatically calls in the ambulance, the police, the fire-brigade, or road help. Thrift Program – the membership cards allows unlimited discount use in the retail outlets of the ORYX Thrift Program partners.

Useful information

The ORYX Assistance service can be used once during the membership validity period.
In the case of need to use the ORYX Assistance service please

call the Call Centre at 0800 5003,
wait for the operator and follow their instructions,
arrange providing of the ORYX Assistance service.

Detailed service information is available at Oryx asistencija website (Croatian only).

ORYX Assistance – Road Help:

The business entity who is an active user of the FlexiBIZ BONUS package gains the right to use the benefits of the FlexiBIZ BONUS package by making the person authorised to represent the respective business entity, as identified and registered in the Bank system at the moment of data delivery to ORYX Grupa d.o.o., the beneficiary of the benefits as contained in the FlexiBIZ package
The capacity of a beneficiary/member is identified by a membership card issued to the beneficiary/member by ORYX. The membership card is issued to the name of the respective beneficiary/member, and is sent to the beneficiary/member to the correspondence address of the business entity registered in the Bank system.

ORYX Assistance - Road Help RH with the FlexiBIZ BONUS package includes:
All benefits of Road Help RH
Road Help in RH
If there is a car problem, the Help on the Road service will provide its removal on the spot, or free transportation of your vehicle to the nearest repair garage.
Call Centre 24/7 365 days a year

Road help in emergency cases when the speed of resolving a situation is the most important - only dial the free phone number of the Call Centre 0800 5003 (24 hours a day for RBA ORYX Assistance Users).
Vehicle repair – one-off during the membership validity period, without any time and/or distance restriction.
Vehicle transport (loading, transport, unloading) – one-off during the membership validity period (to the nearest authorized or unauthorized repair garage regardless of distance).
Road Angel – monitoring the speed, noises and other parameters of the vehicle via the smart phone, the application identifies an accident and automatically calls in the ambulance, the police, the fire-brigade, or road help.
Thrift Program – the membership cards allows unlimited discount use in the retail outlets of the ORYX Thrift Program partners.

2nd Car - the ORYX Assistance service allows free use of a replacement car after an accident (e.g. while your vehicle is in repair) regardless of who is at fault.
Delivery of a replacement vehicle – after filing an insurance claim you call the Call Centre who initiate the replacement car delivery in the territory of the Republic of Croatia free of charge within a 20 km range, to the place of the user's choice.
Use of a replacement vehicle - use of a replacement vehicle up to 4 calendar days.
Taking over a replacement vehicle - taking over a replacement vehicle in the territory of the Republic of Croatia within a 20 km range is free of charge.

Useful information
The ORYX Assistance service can be used once during the membership validity period.
In the case of need to use the ORYX Assistance service please: