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UČINITE POVOLJNIJE FINANCIRANJE MOGUĆIM: Special financing programs

With the aim of strengthening the economy in Croatia, RBA participates in special programs of domestic and international financial institutions that support the development of small and medium enterprise.

More favorable lending terms

Lower interest rates compared to the regular and the possibility of realization of the loan with the instruments of payment, depending on the assessment of the creditworthiness of the borrower.

Subsidized interest

In collaboration with the Ministries and local and regional governments loan offer for development of small and medium-sized enterprises with subsidized interest rate.

Guarantees

By issuing guarantees allows for easier and quicker realization of loans and the possibility of credit insurance to entrepreneurs who are unable to provide adequate security.

HAMAG BICRO gurantee

Raiffeisenbank participates in the guarantee programs of the Croatian Agency for SME HAMAG BICRO which provides a portion of the principal for investments or working capital to the entities of small entrepreneurship. RBA participates in the financial instrument - Individual guarantees for Rural Development.

HBOR

U suradnji s HBOR-om, nudimo poticajne kreditne linije namijenjene poduzetnicima privatnog i javnog sektora, u svrhu razvoja proizvodnih, poljoprivrednih, izvoznih i uslužnih djelatnosti.

In cooperation with the local governments

In cooperation with the local governments we offer special programs designed to promote economic development. 

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