FlexiSTUDENT package

Special offer for students

FlexiSTUDENT package

Special offer for students

Find out more

Your first credit card, together with giro and current account

If you are a student and you are under 27, get your free FlexiSTUDENT package. In the package with current and giro account you also have your first Mastercard or Visa Classic credit card.

What you get in package?



0 EUR / HRK per month

  • Podnaslov (ovo je M29 modul)

    credit card with the limit of 500,00 EUR / 3.767,25 HRK,

  • Podnaslov

    current account,

  • Podnaslov

    On-line banking (mobile and internet),

  • Podnaslov

    giro account,

  • Podnaslov


  • Podnaslov

    mDIREKT credit card service

  • Podnaslov

    50% cheaper euro payments via On-line banking to accounts with other banks.

Mastercard debit card


With your Mastercard debit card, you use funds from your current account, and all withdrawals and payments you make are charged to your current account. Your debit card lets you:

• make contactless payment,
• make payment of goods and services at home and abroad within the available balance in the account,
• make cash withdrawals at RBA ATMs and ATMs of other banks at home and abroad,
• enter 24-hour self-service zone of RBA branches and other banks.

Take advantage of numerous Mastercard discounts and benefits and enjoy Mastercard Priceless experiences! 

With RaiPay pay with your mobile phone

Make cashless and contactless payments with  your smartphone – free of charge and without visiting a branch. Learn more about RaiPay app!

Giro account


Do you temping or part-time work or have a scholarship?

Open a giro account and for simple access to and use of your money arrange a FlexiSTUDENT current account package with a standing order so that each payment credited to your giro account can be transferred you your current account.

Read more about the giro account.

Are you interested in a package?

Schedule a callback from our agent - find out all about the package and what and how you can arrange it without coming to the branch.

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Your first credit card

  • Three cards in one
    • Take advantage of RBA credit card flexibility and buy it right away and decide on the payment method later on:
      - pay 3% or more of the total debt (min. 20,00 EUR / 150,69 HRK) or
      - pay the entire debt at a time or
      - distribute interest-free rates - each purchase > 40,00 EUR / 301,38 HRK made on the internet, overseas or in the country, divided into 2 to 24 installments and up to 30 days after the purchase.


  • Zlatna RBICA - collect points
    • When you use a credit card, you are automatically a member of the Zlatna RBICA reward program. Each purchase of RBA credit and debit card collects points. Convert the points to the Zlatna RBICA euros and spend them at the sales points of our partners.


Fixed exchange rate of conversion of the kuna to the euro: 1 euro = HRK 7.53450 is applied for the dual display of the amount of fees and other monetary presentations, taking into account the conversion and rounding rules in accordance with the Act on the Introduction of the Euro as the Official Currency in the Republic of Croatia.