Special financing programs
HAMAG BICRO guarantee
Individual Guarantees for Rural Development
The Program is intended for investment and working capital needs of small and medium agricultural producers, food processors and forestry sector participants. The benefits of the Program are: easier access to financing for the small and medium entrepreneurs in the agricultural producers, food processors and forestry sector, lower interest rate and a lower number of requested security instruments.
Uvjeti za osnovna i povezana obrtna sredstva
Iznos jamstva | 1.300.000 EUR |
Maksimalna stopa jamstva | do 70%; do 80% za mlade poljoprivrednike (do 40 godina) i mljekarski sektor |
Obuhvat jamstva | glavnica kredita |
Trajanje jamstva | od 12 mjeseci do 15 godina |
Premija rizika | 0.25 od iznosa odobrenog jamstva; 0.10 za mlade poljoprivrednike i mljekarski sektor |
Udio obrtnih sredstava u kreditu | do 200.000 EUR, odnosno do 30% ukupnog iznosa prihvatljivih troškova, zavisno o tome koji je iznos viši |
Instrumenti osiguranja | Zadužnica i ostala osiguranja ovisno o procjeni rizika |
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