Special financing programs
HAMAG BICRO guarantee
Raiffeisenbank Croatia participates in the guarantee programs of the Croatian Agency for SME HAMAG BICRO which provides a portion of the principal for investments or working capital to the entities of small entrepreneurship. RBA participates in the execution of 2 financial instruments:
- ESIF individual guarantees co-funded from the European Regional Development Fund within the scope of the Competitiveness and Cohesion Operational Program and
- Individual guarantees for Rural Development co-funded from the European agricultural fund for rural development, focused on agriculture, manufacturing and forestry sectors.
Benefits
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More favourable financing terms
More favourable financing terms in comparison to the standard offer
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Lower interest rate
Lower interest rate in comparison to the standard offer
ESIF Individual Guarantees
In addition to providing a portion of the loan principal, the program of ESIF individual guarantees allows also an interest subsidy for particular business activities.
Individual Guarantees for Rural Development
The Program is intended for investment and working capital needs of small and medium agricultural producers, food processors and forestry sector participants. The benefits of the Program are: easier access to financing for the small and medium entrepreneurs in the agricultural producers, food processors and forestry sector, lower interest rate and a lower number of requested security instruments.
Contact us
Ask for additional information
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RBA INFO line for business entities