Credit cards

Credit cards

Find out more
 

All our credit cards are characterized by a flexibility that allows you to adjust them to your own wishes and needs!

They are completely adaptable, providing the possibility to choose the amount - the entire amount or just a portion of credit card expenses - you wish to pay every month.

Choose RBA credit cards

  • The most widely accepted cards

    The most widely accepted cards

    Visa and Mastercard credit cards are the most widely accepted credit cards in the world.

  • RBA by installments

    RBA by installments

    Divide each transaction made in the country, abroad or online into up to 12 installments!

  • Zlatna RBICA rewards every time!

    Zlatna RBICA rewards every time!

    Use an RBA credit card and reap the benefits of our Zlatna RBICA loyalty program!

  • Safe online shopping

    Safe online shopping

    Shop online taking advantage of the highest security standards!

mKartica

Plaćajte brže, jednostavnije i sigurnije bez gotovine, direktno sa svoje RBA Visa kreditne kartice putem mobilnog telefona!
Ugovorite uslugu RBA mKartica u bilo kojoj RBA poslovnici do 30.6.2018. bez naknade.
Više informacija

 

With us, you make your own choices and decisions

  • Revolving and/or charge? And you can also pay by installment!

    Revolving and/or charge? And you can also pay by installment!

    Two (revolving and/or charge) cards in one, and you can decide what you want:

    -interest-free deferral of up to 50 days (if you are to settle your debt in full); or
    -pay a minimum amount - 3% of the total debt (at least HRK 150); or
    -pay a larger portion of the debt, arranging the repayment yourself according to your means!

    You can also make interest- free installment purchases - divide the amount of a transaction in excess of HRK 300 into 2-12 instalments, even 30 days after the purchase!

  • Payment at the point of sale or cash withdrawal?

    Payment at the point of sale or cash withdrawal?

    Our cards are the most widely accepted cards you can use for payment at 24 million points of sale in the country and the world! Want to make a cash withdrawal? You can do so at 600 RBA ATMs in Croatia and at more than a million ATMs worldwide!

    We have prepared a special option for you - a CASH loan. You can withdraw the entire available credit card limit in a single day from any ATM in the country or abroad, in an unlimited number of transactions (depending on your overdraft amount, you will be able to withdraw it from an ATM in one or several transactions).

  • Choice of payment date and method

    Choice of payment date and method

    Choose when you want to pay credit card expenses - at the beginning or end of the month?

    You can also choose the method of settling expenses:
    -by direct debit order;
    -by payment to the Bank´s account via Internet or mobile banking;
    -by payment at a Bank branch.

  • Choose an RBA credit card because Zlatna RBICA rewards every time!

    Choose an RBA credit card because Zlatna RBICA rewards every time!

    Free membership of the Zlatna RBICA loyalty program! Every transaction gets rewarded!

  • Want a Visa LF credit card?

    Want a Visa LF credit card?

    By choosing a Visa Laura Filia credit card, you have also chosen numerous benefits when buying at Iris Fashion points of sale.

  • Choose a simple and secure payment!

    Choose a simple and secure payment!

    The possibility of contactless payment - place your card against a POS terminal and the transaction is complete!
    Use iDIREKT Internet banking and RBA na dlanu mobile banking even if you have no account with RBA.
    The mDIREKT Credit card service will send a free text message to inform you of the transactions made, balance and total debt.
    Security comes first for us - a secure online payments according to the highest Mastercard and Visa standards.
    We have also enabled the use of the PayPal electronic payments for money transfer services, as well as for the transfer of money to another account, purchases and sales.

 
Fee Fee amount
Annual membership fee for the main MasterCard, Visa Classic
and Visa LF card holder (mDIREKT Credit cards service
included in the annual membership fee)
The FlexiSENIOR, FlexiIDEAL, FlexiLINK, FlexiFIT and
FlexiSPECIJAL package holders do not pay the annual
membership for the main MasterCard, Visa Classic or Visa LF
credit card user.
no membership fee
UNIQA Insurance with the credit card HRK 100,00  per year
Entry fee for Zlatna RBICA rewards program no entry fee
Membership fee for Zlatna RBICA rewards program no membership fee

An overview of all fees is available in the document named Eccerpt from Decision on RBA service fees.

Special benefits

 
  • No membership fee!
    • Users of the FlexiPLUS package that includes a credit card do not pay the annual membership fee for credit card use!

  • UNIQA Insurance
    • As a Visa Classic, Visa LF or Mastercard credit card holder, you can arrange the use of an annual UNIQA insurance package, which includes travel health insurance and accidental death insurance, for only HRK 100 a year! The UNIQA insurance package is free of charge for Visa Gold credit card holders.*

      *not applicable to the holders of a Visa Gold credit card arranged as part of the FlexiFIT package, but the same package is available to them for only HRK 100 a year..

  • Visa Premium program
    • A Visa Gold credit card allows you to use special benefits and discounts available at points of sale and in restaurants and hotels. For more information visit the Visa website. Visa web site (available in Croatian only)

Call us for credit card activation, loss or theft

National calls

RBA INFO line

International calls

RBA INFO line