Foreign currency account

Quick, simple and secure access and use of your foreign currency funds!

Wish your international payments were simpler? Do you receive foreign payments or make payments abroad? Or just want to make a secure online purchase? An RBA foreign currency account is the right solution for you!

Benefits

One account - several currencies

A single foreign currency account you open holds denominations in all major foreign currencies of your choice.
Visa Debit card

You can access and use your account funds via the ATM and POS network, at points of sale in the country and abroad, and online! We leave the choice of currency - EUR or USD - to you.
Mobile and Internet banking

Your money is available to you at any time!

Why opt for an FCY account card?

Currencies

Take the Visa debit card in EUR or USD, or even take both.
ATM cash withdrawals

The FCY account card can be used to withdraw cash at ATM's in the country and abroad, allowing the daily limit of 1.327,23 EUR / 10.000,00 HRK, or of the corresponding equivalent of the currency in the FCY account, and a maximum of 6 transactions a day.
Payments in sales outlets or online

Make payments with the Visa FCY card at POS in the country and abroad, or safely shop online protected by the top security standards Verified by Visa.
The card can be registered also on the PayPal service to make payments and to transfer money to your FCY account.
Payments abroad without currency conversion costs

Take the FCY account card with you when travelling and avoid currency conversion costs in the EUR and/or USD payment areas. This applies also to foreign online shopping sites in the mentioned currencies.

Opening a foreign currency account

How to open a foreign currency account?
- You can open a foreign currency account at the nearest RBA branch.
What do you need to open a foreign currency account?
- When opening a foreign currency account, you need to present a valid personal identification document.

More information

mDIREKT Stanje računa (Account Balance) service

Contracting the mDIREKT Stanje računa (Account Balance) service allows you timely information and added security. Notification of the FCY account balances for all the currencies reaches you once a day, if there was any activity in your account on the previous day. If you hold any other accounts with RBA, the notification will include also their respective balance amounts!
Foreign currency giro account

If you have international operations, contact us to open a foreign currency giro account for you!

Fees

Fee	Fee amount
Managing a foreign currency account The fee is not charged for the foreign currency account: • in a minor's name • blocked due to card loss/theft • to users of FlexiSTART, FlexiFIT, FlexiPREMIUM PLUS, FlexiSPECIJAL, FlexiSPECIJAL PLUS, PremiumSILVER, PremiumGOLD and PremiumPLATINUM package • blocked due to enforcement •for which for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date in the equivalent of 10 EUR or more, which balance would be reduced to less than the equivalent of 10 EUR upon charging the fee	0,93 EUR / 7,00 HRK per month
Managing a foreign currency giro account The fee is not charged for the foreign currency giro account: • in a minor's name • blocked due to card loss/theft • to users of FlexiSTART, FlexiFIT, FlexiPREMIUM PLUS, FlexiSPECIJAL, FlexiSPECIJAL PLUS, PremiumSILVER, PremiumGOLD and PremiumPLATINUM package • blocked due to enforcement • for which for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date in the equivalent of 10 EUR or more, which balance would be reduced to less than the equivalent of 10 EUR upon charging the fee	0,93 EUR / 7,00 HRK per month
Main foreign currency account debit card issuance The fee is not charged for the first issuance of the primary card to users of the FlexiSTART, FlexiFIT, FlexiPREMIUM PLUS, FlexiSPECIJAL, FlexiSPECIJAL PLUS, PremiumSILVER, PremiumGOLD and PremiumPLATINUM packages.	3,32 EUR / 25,00 HRK (for first issuance)
Authorized user on the account The fee is not charged for proxies in: • a vista savings account • kuna/foreign currency savings book • an account for which no actual movements have been recorded for at least last 6 months, with the balance on the fee calculation date of 80 HRK or more, which balance would be reduced to less than 80 HRK for accounts held in HRK upon charging the fee, and to the equivalent to EUR 10 or more, which balance would reduce to less than the equivalent of EUR 10 upon charging the fee The fee is not charged for account use by authorized user for the accounts included in the FlexiSTART, FlexiFIT, FlexiSTUDENT, FlexiPREMIUM PLUS, FlexiSPECIJAL, FlexiSPECIJAL PLUS, PremiumSILVER, PremiumGOLD and PremiumPLATINUM packages	0,40 EUR / 3,00 HRK per month

An overview of all fees is available in the document named Transaction fees for private individuals.

Fixed exchange rate of conversion of the kuna to the euro: 1 euro = HRK 7.53450 is applied for the dual display of the amount of fees and other monetary presentations, taking into account the conversion and rounding rules in accordance with the Act on the Introduction of the Euro as the Official Currency in the Republic of Croatia.