Investment Advisory

Success means to have the right information at the right time.

Investment Advisory

Success means to have the right information at the right time.

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What is Sustainability?

 

Sustainability refers to the ability to maintain or support a process continuously over time, meeting our own needs without compromising the ability of future generations to meet their own needs.

Climate change is undoubtedly one of the greatest challenges of the 21st century, which will permanently change society and the economy. The financial sector is assigned a central role to take climate risks into account comprehensively and (co-)finance the transformation towards a climate-neutral economy.

Sustainability and investment advising

 

Based on new EU regulation investment firms and banks must explicitly take into account their respective customers' sustainability-related objectives. This requires that, in the context of the overall securities services the investment firms and banks disclose the "sustainability factors" of the financial instruments in a transparent manner to (potential) clients and also being able to gain a sufficiently detailed understanding of customers' individual sustainability preferences.

No consideration of adverse impacts of investment advice on sustainability factors

 

RBA as the Financial Adviser, as defined in Article 2 (11) of Regulation (EU) 2019/2088 of 27 November 2019 on sustainability‐related disclosures in the financial services sector (the SFDR), provides advisory services in respect of financial products manufactured by Financial Market Participants which are part of the RBA Group or RBI Group and/or by Financial Market Participants with which RBA has entered into a financial product distribution contract.

Due to the lack of data availability and data reliability regarding relevant regulation (Taxonomy and SFDR), adverse effects of investment decisions on sustainability factors are currently not considered when choosing financial products for investment advice; we reserve the right to consider sustainability effects in the future, taking into account future regulatory developments and established practices in the financial market.

Raiffeisenbank Austria d.d. relies on investment decisions and other information obtained from the Financial Market Participant as a manufacturer of financial products recommended by RBA as a Financial Adviser and ensures that all, of the aforementioned, information received from the Financial Market Participant is passed on to its clients, while acting exclusively as a Financial Advisor distributing a financial product.