Loan and Credit Card Protection Insurance

Information

There are various unpredictable situations that can jeopardize the financial stability of you and your family. UNIQA offers insurance packages for RBA loans as well as for RBA credit and debit cards to help you minimize the consequences of such situations.

Debit and Credit Card User Insurance

Additional Benefit with All RBA Credit Cards

All MasterCard and Visa credit card users can contract an insurance package that covers:

• travel medical insurance for foreign travels
• compensation of in the event of long flight delays
• compensation of air passenger luggage-related costs in foreign travels
• insurance in case of death due to accident
• the package price is 13,27 EUR / 100,00 HRK per year
Kreditne kartice - osiguranje od nemogućnosti plaćanja duga na RBA kreditnoj kartici

UNIQA paket osiguranja nemogućnosti vraćanja duga po kreditnoj kartici pruža pokriće:
- u slučaju boravka u bolnici dužeg od 15 dana uslijed nesretnog slučaja,
- nastupa jedne od 11 teških bolesti i
- smrti.
Premija se obračunava mjesečno i iznosi 0,30% ukupne potrošnje po kartici na dan posljednjeg obračuna. Ako nemate dugovanja po kartici, niti nedospjelih rata, oslobođeni ste plaćanja premije osiguranja.
Uz UNIQA osiguranje korisnika kreditne RBA kartice, kompletno dugovanje po kartici, zajedno s nedospjelim ratama, bit će podmireno.
Additional Benefit with All Personal RBA Debit Cards

The FlexiPLUS current account package users receive additional benefits:

FlexiSTART – insurance in case of death due to accident or illness
FlexiFIT – insurance in case of death due to accident
FlexiSENIOR – clients select a package covering additional health insurance

Fixed exchange rate of conversion of the kuna to the euro: 1 euro = HRK 7.53450 is applied for the dual display of the amount of fees and other monetary presentations, taking into account the conversion and rounding rules in accordance with the Act on the Introduction of the Euro as the Official Currency in the Republic of Croatia.

All-purpose Loan Insurance

Accidental Death Protection Insurance

• loan protection insurance in case of accidental death
• any private individual meeting the RBA all-purpose loan approval conditions can be in the capacity of the policyholder
• provides payment for the remaining all-purpose loan debt
• at the moment of contracting the all-purpose loan the client's age must be between 18 and 68, the sum of the client's age and the loan repayment period must not exceed 75

Dogovorite sastanak

ROPOS

•for the Bank's clients
•loan protection insurance in case of death due to illness or accident
•available to all private individuals or business entities (Croatian citizens or permanent residents)
- the insurance policy lasts for the entire loan repayment period
- medical examination is required for life insurance policy of € 35,000 or more

ROPOS16

- the insured value is 30% of the loan amount (min. € 2,500)
Payment possibilities:
- yearly payment – no additional costs (only in the first half of the insurance period)
- half-yearly payment – additional payment of 1% on premium
- quarterly payment – additional payment of 2.5% on premium
- monthly payment – additional payment of 5% on premium

ROPOS16 - J

the insured value is 100% loan amount (min € 2,500), paid in full
paid in full

UNIQA insurance - service availability

UNIQA insurance is available to you from Monday to Friday 8am-6pm and Saturdays from 8am-1pm

You can find all information about UNIQA insurance products and services and how to report damages here. All contacts are available on the web site, as well as questions and answers about the current exercise of rights from voluntary health insurance. We remind you that you can check all the information about your insurance policies on the free portal for clients mojauniqa.