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Voluntary Health Insurance

Information

You care about your health and want only the best service for yourself and your family? If that is the case, UNIQA Voluntary Health Insurance is the best option for you.
UNIQA offers additional health insurance with unlimited coverage for doctor fees or one of the packages that includes additional and voluntary health insurance with a higher level of service.

Voluntary Health Insurance

Health insurance to suit your needs

UNIQA Voluntary Health Insurance offers:

• specialist examinations and diagnostic testing without referrals
• Selection of appointment times, doctors and health care institutions
• Medical advice available 24/7
• Coverage of doctor and additional fees in compulsory health insurance, including also B-list medicines

Choose one of the voluntary health insurance packages that best suits your needs:

UNIQA Classic	UNIQA Platinum
Package includes:	Package includes:
•general medical examination •HRK 50 /per day for hospital stay •coverage of doctor and additional fees in compulsory health insurance up to HRK 1,000 yearly, including also the B-list medicines •specialist examination up to HRK 1,000 yearly •diagnostic testing up to HRK 1,000 yearly	•hospital treatment for serious illnesses in Croatia or abroad •second medical opinion •unlimited coverage of doctor and additional fees in compulsory health insurance, including also the B-list medicines •specialist examination up to HRK 2,000 yearly •diagnostic testing up to HRK 4,000 yearly

Arrange a meeting

Additional Health Insurance

Additional health insurance covers all doctor and additional fees in compulsory health insurance HZZO for:

•health care at primary health care practitioners
•medicines, including also the B-list medicines
•hospital treatment
•orthopedic and other medical supplies

How much is the monthly premium?	Access age:	Monthly premium cost:
	18-60	HRK 65
	61-65	HRK 190

FlexiPROTECT

Accident insurance

•any RBA client aged between 18 and 69 can be the insurance policyholder
•insurance coverage starts at the moment of payment of the first premium as written on the policy, and if not, the insurance coverage starts at 00:00 hours on the next work-day after the first premium payment
•the insurance is arranged for an unlimited term until cancellation
•the premium is paid monthly, by a standing order or payment slip
•you can cancel the policy by a written request within 14 days from the policy agreement date
•the FlexiPROTECT insurance policy is valid world-wide
•mentally ill persons, persons with mental disorders, disabled persons and persons permanently incapacitated for work can not be insured
•termination or cancellation of the policy can be requested by a written request at any RBA or UNIQA branch

Individual Insurance

40 kn/ per month

The insured person is an RBA client who is the policyholder
The insurance beneficiary is the insured person, who is also the policyholder

Family Insurance

77 kn/ per month

The insured person is the policyholder, their spouse and children by the age of 25 (regardless of the children's gender or number)
The insurance beneficiary is every insured person, and for the child benefit payment – the policyholder

Policy Coverage:

Permanent disability over 50% - HRK 100,000 per insured person
Serious illness - HRK 10,000
Child benefit payment - HRK 1,000
Hospital in-patient benefit, due to accident (additional benefit) - HRK 50

Healthcare Partner Institutions

There are more than 550 healthcare providers available to UNIQA insurance clients where they can undergo examinations and diagnostic tests with no referrals and no waiting lists. Examinations and tests are arranged and organized by the Medical Service MedUNIQA, whose professional advisors are at your service 24 hours a day, 7 days a week.

See all contracted health care providers here (available in Croatian only).