Raiffeisen Stambena Štedionica housing loans

Loans with a fixed rate during the entire repayment term

Raiffeisen Stambena Štedionica housing loans

Loans with a fixed rate during the entire repayment term

Information

Your needs

Loans for all housing needs!

You are considering purchasing or building a property? You have decided to renovate or furnish your home? You are looking for a housing loan or just a solution to refinance an existing loan with another bank or savings bank?
Raiffeisen Stambena Štedionica has a solution for you!

Regular housing loans

Favorable lending terms

Loan currency	EUR	HRK
Fixed interest rate:	3,60% annually	3,60% annually
Repayment term	up to 20 years for loans of up to EUR 50,000 up to 25 years for loans from EUR 50,001 to 190,000	up to 20 years for loans of up to EUR 1,350,000
Saving period	at least 5 years	at least 5 years
Required savings	5% of the amount agreed	10% of the amount agreed

A housing savings depositor is eligible to receive the amount agreed provided that he or she has been saving during the minimum saving period, reached the required amount of savings in the tariff agreed and collected the required number of points. They may then apply for a regular housing loan..

Early grant of the amount agreed after 2 years of savings

A housing savings depositor may request an early grant of the amount agreed upon expiry of 24 months from the conclusion of the housing savings agreement provided that he or she saved the following amounts:
• 5% of the amount agreed for euro savings
• 10% of the amount agreed for kuna savings