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RBA "Friends by account" promotional campaign 2025

Raiffeisenbank Austria d.d. (RBA) is organizing the referral campaign „Friends by Account“ from 9 January 2025 to 31 March 2025.

WHO CAN PARTICIPATE?

Promoter: An existing RBA client, an adult individual who has the mojaRBA mobile app.

New Client: An adult individual residing in Croatia who is not an RBA client, or an existing client but without any active bank products for the past six months.

Via the mojaRBA app, a New Client digitally contracts RBA Start&Go or RBA Young&Free current account package. To join the promotional campaign, New Client needs to register with the Activation code provided by the Promoter, with the intent to establish a business relationship with the Bank for at least one year.

Promoters can invite friends, family, or acquaintances to become New RBA Clients and earn rewards, provided the New Client fulfills all campaign requirements.

 HOW DOES THE REWARD SYSTEM WORK?

The „Friends by Account“ referral campaign rewards New Clients who are private individuals, across two levels, depending on their activities, as detailed in the table:

RBA package / Level

RBA Start&Go

RBA Young&Free
(employed 18-27)

RBA Young&Free
(students and unemployed 18-27)

First level - Basic

Contracting Start&Go package via the mojaRBA mobile application.

Contracting Young&Free package via the mojaRBA mobile application.

Contracting Young&Free package via the mojaRBA mobile application.

Nagrada: 20 EUR

Three (3) transactions to be made via the mojaRBA mobile application.

Reward: 20 EUR

Reward: 20 EUR

Reward: 30 EUR

Second level – Regular inflow

Direct regular salary or pension payment to the RBA account within two months of achieving first level.

Direct regular salary or pension payment to the RBA account within two months of achieving first level.

Direct regular salary payment to the RBA account by the end of the calendar year.

Reward: 100 EUR

Reward: 100 EUR

Reward: 100 EUR

Promoters earn a reward when a New Client contracts RBA Start&Go or RBA Young&Free current account package via the mojaRBA mobile banking app. The monetary prize of the Promoter is EUR 30 per referral. The Promoter can give an unlimited number of referrals by sharing his code, but for a maximum of 5 New clients he can receive a cash prize (total 150 EUR) for the duration of the campaign in the period from 9.1. until 31.3.2025.

PAYMENT OF REWARDS

Rewards will be paid as a one-time payment in the calendar month following the fulfillment of all conditions.

 

ADDITIONAL RULES

  • Who cannot participate?

Employees of the Bank and the Group are not eligible for rewards. Those working directly with clients (Business Network, Call Center, and SME Sales Centers) cannot even receive the Activation Codes.

  • Conditions for Promoters without an RBA account

Promoters without an RBA account must open a current account to receive their reward.

  • Recommendation of several Promoters for the same client

Multiple Promoters referring the same client
If multiple Promoters refer the same person, the reward will go to the Promoter whose Activation Code was registered first.

  • Data protection

New Client's information is protected and will not be shared with Promoters or other New Clients.

  • Rights of the Bank

RBA reserves the right to amend the terms, rewards, or to cancel the promotional campaign at any time.